What to Know About: Insurance »
In the event of a disaster that affects your home and property, what are your options?
In the event of a disaster that affects your home and property, what are your options?
Whether your home needs a complete renovation, or a room needs to be repaired, there are some things to know before you hire.
Insuring your wedding ring saves you headache and heartache in certain situations, but is it really worth it? Find out the pros an…
They are so much help and will do anything to help you in your time of need. They saved me so much money when I bundled my home and auto and boat.
I was looking for someone to expand my master bedroom and master bath, so I shopped around looking for contractors with good references and high quality work. Chris was quick to get a proposal back to me and gave a fair price. His team was in my house for several weeks doing this massive job, and the entire time they were professional and worked around my schedule. Any time I had a question about something, I sent Chris a text and got a response either right away or within a few hours. The final result looks awesome and I LOVE our new master suite. Thanks Chris!!
Chris and his guys did great work. They were in and out quickly. They cleaned up after themselves. The price was good. They were easy to work with. I'll definitely use them for my next project!
On thursday october 13th at 9:07 am i was on I 95 N around exit 36 when a rock hopped out of a ARC construction truck, bounced on the road and since i was behind the truck and there were cars on my left and my right, it hit my windshield. I immediately attempted to flag the driver who looked at me, smiled and kept driving. I googled the company, called and spoke to, i believe, Melissa who was very compassionate, told me it is terrible that the driver did not stop and asked if i had the tag number so i found the truck again, made sure it was the same driver and took a picture at the light. She told me the Vice president will contact me to arrange repairs for my windshield but after a week and no calls from ARC construction, i called back and they told me they will not cover it and whenever the vice president has time he will call me. It is unfortunate that it seems i will have to come up with $250 to fix the windshield when it was the company's fault and they are not willing to honor what Melissa told me. I feel wronged
I got this job as an independent contractor when I was couch-hopping, so a $1k/wk paycheck seemed ideal. Three days after my start date, I fell down a section of four concrete stairs that crumbled underneath me. I spent the night at a hospital in Washington DC and returned to the office the following day to give my return-to-work note to my manager, Joe. I was lectured relentlessly for being selfish, was told it was my fault, and was even told that I did it on purpose. After trying to find areas on my own to go to and do door-to-door on my own, I was told to turn in the polo shirts and jacket and that I would be released because "I was making him (Joe) lose money)." Even though I was told I could also recruit, I was told to stop and was threatened with legal action. It took me almost five weeks to get my first paycheck I was promised after 3 weeks from the start date.
We've never been renters before now but have heard horror stories from friends regarding repairs needed on their property that the property manager does not address in a timely fashion. We are happy to be able to say that that has never been the case with Ellen and her staff at QP. We have lived here for over a year and the few issues that have come up are addressed immediately. The workers who have come to perform repairs are so kind, neat and quick. We are so happy that QP Property Management is the company managing our home.Dawn and Mike Graziano
I hired this contractor for a bank job on hardwood flooring in 2015 without checking references or background. He took the check, bought half the supplies. Got my project defaulted from lack of communication with bank. When he finally arrived for job, be brought people off the street with no experience and left them unsupervised. They stole money from my property and the work they did was atrocious. When confronted he said he was not responsible for what his employees did and yelled at me in my own home. Evey bit if work he did had to be ripped up and the wood thrown out. Wells Fargo Bank even called him the most unprofessional contractor they ever dealt with. If you'd like a second review contact wells Fargo. I cannot stress enough not to hire this Company or Stanley Harris.
It will take them forever to solve you claim. My adjustor is Jennifor Fora, whose phone number is 4432916311. She never answers my calls after she realized that they need to pay to repair my car. I don't think she knows what responsibilities are. Or it is the culture and belief of the Cincinnat Insurance that they are only friendly when you need to buy their insurance, but will turn their back when you need their help. Based on my experience with Jennifer Fora, they are horrible. I wish I could give them -100 stars.
Very misleading, was told about part time but after being hired was threatened about being fired if not full time. Signed as an Independent Contractor, but forced to work specific hours, and locations with a manager. Independent Contractors by law don't have those.
Ricky and Erica are great to work with and treat me with respect.
There has perhaps never been a better tool for do-it-yourself home handymen than the internet. With detailed instructions and videos explaining how to perform a number of common maintenance and renovation tasks around a house, an untrained homeowner might be surprised at how much he or she can accomplish with a quick search online. But even with all of this information, there are still many jobs that lie far outside the scope of most DIY enthusiasts. General contractors are there to fill in this gap.
A general contractor specializes in seeing a home remodel or repair project through from start to finish. To do this, the contractor works with the client - whether they are a homeowner or business - to nail down the scope of the work. Then he or she will turn to one or more subcontractors for specific tasks, like equipment operation, design, electrical work or whatever else is needed.
In essence, general contractors could be thought of as middlemen between a homeowner or business owner and any number of specialists. To get their money's worth, many assume they should just "cut out the middleman" and hire specialists directly, but this often proves more difficult in practice. General contractors won't be completing an entire project by themselves, but should have a long list of dependable experts who can work together and accomplish any task. They might also serve as the manager on the site of a construction project, overseeing workers and providing guidance and assistance when needed. For larger projects, though, the contractor might only handle administrative matters and employ a foreman or other professional for on-site supervision.
There are many general contractors who also specialize in certain tasks themselves. There is usually at least one general contractor on hand to organize the construction of an entire home, for example. But general contractors could also help a homeowner add an additional bedroom, build an in-ground pool or complete a major landscaping project. They could also work with a business to add or improve office space, whether that means making more room or converting a commercial building from a nail salon to a restaurant. Basically, if it's a job that involves building or repairing, a general contractor probably knows how to get it done.
No matter what the exact job may be, a contractor will probably need to accomplish several other essential tasks in pursuit of the ultimate goal, which may include:
Every general contractor performing any kind of work on a project must be licensed to do so in their state. The guidelines for the specifics on licensing vary from state to state. Some states might only require registration of contractors, which is different from licensing. Registration typically means that there must be a written record of what work is being performed and by whom, but it does not guarantee professional knowledge. Licensing, on the other hand, involves an examination process to assess professional competence.
Whether your state requires licensing or registration of contractors, there should be a record of most professionals willing to complete certain projects in your area. Check your state or county website for more information. In states that require licensing, every licensed contractor's contact information is available online or from another public source.
Not every project needs to be completed by a licensed or registered contractor. If it's just a minor job that won't take more than a day or two, and will cost less than a few hundred dollars, it's likely not necessary to find a licensed or registered contractor. However, anything bigger or more expensive, or a project involving plumbing or electrical work, needs to be completed by a licensed or registered professional.
General contractors also must be covered by an insurance policy. This should include liability coverage for any property damage that could be inflicted in the course of a job. It should also include a worker's compensation policy in case anyone is injured on the job. Before hiring a contractor for anything, ask for written proof of this insurance to see exactly what is covered.
A number of trade associations for contractors in the U.S. exist. Some of the biggest include:
Most trade associations for general contractors will provide references for anyone looking to hire a contractor for a specific project. They may also provide a number of benefits for their members, including assistance with licensing, training, insurance and business development.
No matter what you need accomplished, you want to choose a contractor who can get the job done right at a reasonable price. Obviously, this is easier said than done, but there are a few steps you can take to ensure you find a trustworthy general contractor.
The first, and perhaps most reliable, way to find a general contractor is to ask friends and family members for a recommendation. If you know anyone who has had major work done on their home, particularly if it's a similar job, ask them who they hired and if they were pleased with the result. You could also ask neighbors about who they've hired if you notice work being done on their house. Many remodeling contractors post signs in front of homes to advertise their services. As a general rule, it's rarely a good idea to hire a contractor who solicits work by going door to door.
If you are considering hiring a contractor without a personal recommendation, ask the contractor for references from past clients, and do as much background research on them as possible. Look for any complaints (or compliments) online to get a better idea of their track record. There are a number of websites specializing in connecting contractors with people or businesses who need work done. These sites may also allow past clients to submit their own reviews of the contractor.
Before hiring a contractor, make sure you are both in agreement on the project's budget. It's normal for most contractors to charge clients a premium not only for the labor expenses and zoning expertise, but for acquiring the materials as well. Be as clear and concise as possible regarding what you'll be purchasing yourself and what you will be paying the contractor to complete. Homeowners may be able to find a better deal on raw materials when they purchase these directly, but they first need to be sure they aren't buying the wrong things.
Don't forget to discuss how the project will be finalized and what will be done about cleanup. Plans for how the work site will be cleaned at the end of each day as well as at the conclusion of work need to be put in writing. An experienced general contractor should make every effort to keep the workspace clean and prevent dirtying or damaging any other area. Even so, talk with the contractor about the daily schedule, the logistics of transporting workers and equipment, and how cleanup will be handled.
As previously mentioned, you need to make sure to follow any state and local regulations regarding construction work, which includes hiring a licensed or registered general contractor. Ask the contractor for proof of their certification before signing anything, as well as their proof of insurance. You should also check your homeowners insurance policy to see if they offer coverage for contracted work. You may want to call your insurance provider and ask for more details on what your plan will and won't cover.
Perhaps the best way to feel safe about a contractor and the work being done is to hire a contractor you trust. This is why relying on personal references from friends and family is so important, and will often provide a great deal of peace of mind. If you aren't able to obtain a reference, work to conduct extensive research on the contractor as well as the work you are hiring them to perform. This should bring everyone's expectations into alignment and result in a safe work environment.
Before any money changes hands, there should be a contract to sign. Make sure the specifics of the work to be done and all costs are listed in the contract, right down to the most precise details. If you forget to have something included in the contract after signing it, there's rarely a chance of recourse.
Once the specifics of the job are nailed down, be sure to discuss the payment schedule with the contractor. This is important because paying too much up front offers the homeowner minimal leverage if the quality of work does not meet expectations or contractual specifications. Try to establish a reasonable pay schedule with the contractor, such as paying 10 percent of the total cost for each 10 percent of the work that is completed. It's a good idea to include this payment plan in the contract as well.
Finally, look into getting a lien release signed before work begins. If there is ever a dispute regarding payment over the course of the project, a contractor or subcontractor could place a payment claim, or lien, on your property. This can trigger a long legal process that may be frustrating. To avoid this, ask the contractor to sign a lien release, which is a legal agreement that states that any payment accepted is final. This can come in handy if a contractor has his or her own payment issues with their subcontractors. Signing a lien release form certifies that any payment made by a client to the contractor is enough to pay for any goods or services rendered. A lien dispute could also be prevented by performing due diligence prior to picking a contractor, as any contractor with good credit and a long track record of satisfied clients should have no trouble paying for materials and labor once all contract conditions have been met.
Once work is underway, it's never a bad idea to check up on the progress of the job, either by staying in touch with the contractor over the phone or visiting the site in person. If you work with a trustworthy professional, it's probably best to keep your distance and allow everyone to stay busy. If you want to keep an eye on things, make sure workers wear the right safety gear and that everything looks to be moving along according to schedule. Finally, once work is finished and you are satisfied, be sure to thank your contractor and tell friends or family members about your experience.