Klabunde Diane

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Map & Directions1555 Indian River Blvd Ste B130Vero Beach, FL 32960 Write a Review

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Categories: Homeowners Insurance, Auto Insurance, Boat & Marine Insurance, Business & Commercial Insurance, Flood Insurance, Health Insurance, Insurance, Liability & Malpractice Insurance, Motorcycle Insurance, Recreational Vehicle Insurance, Renters Insurance, Truck Insurance, Workers Compensation & Disability Insurance

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Phone: (772) 778-9222

Address: 1555 Indian River Blvd Ste B130, Vero Beach, FL 32960

Klabunde Diane

Motor Vehicle

Auto Insurance
Our experienced and locally based staff assist our clients determine if a particular business requires commercial auto coverage. There are also differences between a commercial auto insurance policy and your personal auto policy that may include eligibility, definitions, coverage, exclusions, and limits.
Motorcycle Insurance
Motorcycle Insurance Quotes and Coverage Our customized motorcycle insurance policies will provide the important standard and optional coverage that are specifically geared toward the essential protection our motorcycle clients require. Our policies can be designed to give you more security and more value for your money. Motorcycle insurance options include protection for custom motorcycles, scooters and classic motorcycle insurance. We cover custom equipment, medical payments and towing and labor.
Boat Insurance
Need an umbrella? If the unexpected occurs, do you know if your assets will be sufficiently protected? Umbrella insurance provides expanded liability insurance beyond your baseline insurance. This coverage insures additional liability coverage above the limits of your homeowner's, auto, and boat insurance policies.
RV Insurance
What Motor Home insurance coverage is best for you? A Recreational Vehicle is sometimes used as your home away from home while on the road. Or, your RV can sometimes be used as your primary residence. We can help protect you, your belongings and your RV with our portfolio of insurance carriers. We'll show you how you can get the best Recreational Vehicle insurance rate and the protection that will meet your needs.
ATV Insurance
Insure you can ride with confidence Whether you're an expert rider or just a beginner, our all-terrain vehicle (ATV) insurance lets you ride the trails with confidence. Tom Collins Insurance Agency has a full range of coverage options, from basic ATV liability insurance to custom equipment insurance, plus money-saving discounts.
Inland Marine Insurance
If you or an employee are taking computer equipment to be repaired or home to work over a long weekend, a car accident could cause the complete destruction of the equipment. This loss would be covered with inland marine insurance.
Golf Cart Insurance
YOUR GOLF CART NEEDS INSURANCE TOO Driving any vehicle including golf carts without insurance will leave you in a vulnerable position with medical and legal costs if you have an accident. We offer golf cart insurance policies the covers these important aspects for your protection...
Truck Insurance
No matter what you're hauling, you want to make sure you have the right insurance protection for your pickup truck. Whether our clients are Contactors, a Landscapers or any other skilled tradesperson, they need to make sure there our clients have enough truck insurance to protect their primary business resource.

Property

Renters Insurance
What do you need to know about renter's insurance? Your landlord's insurance policy will not protect your personal belongings. If theft, a fire or weather damages your property, you will need the protection of renters insurance to restore and replace your possessions. Apartment renters insurance also protects you if an accident happens at your home. Tom Collins Insurance Agency renter's insurance carriers will pay if you are found liable for damages to others people's property. A properly designed renters policy will also pay if injuries occur at your apartment and help with the money required for legal defense.
Home Insurance
Learn how to protect your most important asset. Many Homeowners insurance policies will provide basic protection for your property. However, basic protection may not offer all of the protection you want or need. Consider Tom Collins Insurance Agency's additional home insurance coverage options to tailor a policy that's right for you.
Condo Insurance
What do you need to know about the law regarding condominium insurance? Florida SB 1196 went into effect in July 2010 and clarifies several issues relating to condominium insurance requirements. Prior to the measure's enactment, some revisions to the Florida condo insurance law had created confusion about matters relating to condominium insurance requirements in the state. The 2010 law stipulates condo owners are responsible for arranging unit owners insurance on their units. Also, condominium associations are not responsible for monitoring acquisition by condo owners of unit owner's insurance.

Health and Life

Health Insurance
Third parties might file a claim against you for medical costs resulting from an accident. You should also have medical insurance that covers any treatment you may need if injured in your golf cart.

Business

Business Insurance
Commercial Property Insurance
Commercial property insurance is a way for business owners to protect their property from unforeseen circumstances, such as hurricanes, fires, theft, and other occurances that may damage or cause loss to commercial properties. It is a way to protect buildings, signs, equipment and other valuable goods as well as personal property or inventory. Other options include business income coverage and machinery coverage, though specific coverage will vary based on policy and the needs of the business.
Workers Compensation Insurance
Federal Worker's Compensation Act According to the Florida Department of Financial Services, all businesses that carry four or more full or part-time employees are required to carry workers' compensation insurance. Exceptions apply to construction companies with at least one employee. These companies are required to carry workers' compensation insurance. Farms that have five or more regular employees and 12 other employees for seasonal agricultural work are required to carry coverage.
Commercial Liability Insurance
Your business faces liabilities every day. The only way to protect your assets is to carry adequate business liability insurance. A Commercial General Liability (CGL) insurance policy is the first line of defense against many common claims.
Professional Liability Insurance
Protects you and your company in the event of a negligent act, error or omission. This coverage is similar to Professional Liability however, it applies to vocations where performance, formal study and licensing standards apply but they are not held to the same very high standard of care required by medical and other professional trades. Coverage can be provided to building trade contractors (negligent act), and printers (errors in printed document).
Builders Risk Insurance
Builder's risk insurance is a special type of property insurance that indemnifies against damage to buildings while they are under construction. Builder's risk insurance is "coverage that protects a person's or organization's insurable interest in materials, fixtures and/or equipment being used in the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause."

Personal

Liability Insurance
General Liability insurance covers claims of bodily injury or other physical injury or property damage. It is frequently offered in a package with Property insurance to protect your business against incidents that may occur on your premises or at other covered locations where you normally conduct business. Commercial General Liability enables your business to continue operations while it faces real or fraudulent claims of certain types of negligence or wrongdoing.

Natural Disaster

Flood Insurance
Congress created the National Flood Insurance Program (NFIP) in 1968 to assist in providing a way for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP program. These communities have agreed to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding.

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