Auto insurance is coverage for the vehicles you drive and what can happen as a result. Driving can be unpredictable, and our insurers’ comprehensive auto insurance packages provide protection from any unforeseen circumstances.
Home insurance is essential for protecting your family and helping you recover after disasters. Talk to us today about which coverage is right for you based on your home’s value and risk factors. One of our based agents can help you insure your home for the first time, or switch to one of our insurance carriers.
Life insurance is the one form of insurance policy that has nothing to do with protecting you, but financially protecting your beneficiaries if you die. There are several different kinds of life insurance, but the most common are term insurance and permanent insurance.
Health Insurance
Health Insurance Association of America defines health insurance as "coverage that provides for the payments of benefits as a result of sickness or injury†as well as “insurance for losses from accident, medical expense, disability, or accidental death and dismemberment." It is broken up into two main categories: Fee-for-Service and Managed Cared. Although both plans are not entirely like the other, they both can cover areas such as medical, surgical, and hospital expenses, as well as prescription drug and dental coverage.
Long Term Care
This type of insurance, also known as Medigap, helps cover the cost that Original Medicare doesn’t such as copayments, coinsurance, and deductibles. It also offers coverage that Original Medicare doesn’t have like medical care when you travel outside of the United States. It doesn’t, however, cover long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing.
Owning a business comes with a lot of risk, which is why business insurance exists. You can opt for a variety of general and specific policies to give you as much coverage as you need in areas like liability, employment, and damage costs, depending on what your company does.