The moment that you turn in your application to be processed, any future or current event of garnishing (except for funds going toward child support) will be immediately cut off, so that you are not being slowly bled of your income. Additionally, all funds that had been taken away from you following your bankruptcy application date are required to be returned to you.
Initially, John Newton practiced law with the Law Firm of McCampbell and Young. In 1984, John Newton became a Chapter 7 Bankruptcy Panel Trustee for the Eastern District of Tennessee, and still currently holds that position. In addition, John began representing consumer debtors and small businesses in East Tennessee in filing Chapter 7, 11, and 13 cases. In 1985, he started practicing with the Law firm of Shanks and Blackstock. In 1990 he became a partner in the Law Firm of McGhee & Newton in West Knoxville. John has filed individual and business Chapter 11’s. In July of 2006, Richard Mayer and John Newton sat down and decided it would be in their, as well as their clients’, best interest for them to merge. Now with over 50 years of combined experience they are prepared to tackle even the most complex bankruptcy issues. With Richard’s vast experience and John’s unique trustee perspective, they provide their clients with a more comprehensive view of their bankruptcy options. Both lawyers are Certified as Consumer Bankruptcy Specialist by the American Bankruptcy Institute.
Foreclosure
The term "foreclosure" is one that strikes fear and anxiety into the hearts of many. The idea of losing your home that you have worked so hard to gain causes a terrible, sinking feeling. Unfortunately, many people are suffering from this tragic event for no fault of their own.
Tax Law
The Law Offices of Mayer & Newton, a Knoxville bankruptcy firm, actually used to be two separate law firms. Richard Mayer began his practice of law in 1977 as a tax attorney. After practicing tax law for 8 years, he decided that his skills were best suited to practice bankruptcy law. Richard filed his first Chapter 13 and Chapter 7 bankruptcy cases in January 1986. Within six months, he was the largest filer of Chapter 13 bankruptcies in the Eastern District of Tennessee, Northern division. In 1993 Richard became a Certified Specialist in Consumer Bankruptcy Law. He was the first Certified Consumer Bankruptcy Specialist in the Knoxville area. Also in 1993, Richard Mayer became one of the charter members of the National Association of Consumer Bankruptcy Attorneys and has remained a loyal member since its founding. Prior to merging with attorney John Newton to form Mayer & Newton, Richard had been attorney of record for approximately 25,000 bankruptcies.
Debt Collection
Did you know that creditors can only take things so far when they are trying to collect your debt? From the Fair Debt Collection Practices Act, it is clear that you have rights to not be contacted repeatedly and not be heckled at all times of the day and night.