Financial Services Inc

Add to Favorites

Financial Planning Consultants, Accounting Services, Financial Planners

Be the first to review!

CLOSED NOW

Tomorrow: 7:30 am - 6:00 pm

(610) 941-6900Call Visit WebsiteVisit Website Map & DirectionsDirections214 Fayette St Ste 1Conshohocken, PA 19428 Write a ReviewWrite Review

Is this your business?

Customize this page.

Claim This Business

Hours

Regular Hours

Mon - Fri:	7:30 am - 6:00 pm

Places Near Conshohocken with Financial Planning Consultants

Plymouth Meeting (4 miles)
Norristown (6 miles)
Bryn Mawr (6 miles)
King Of Prussia (8 miles)
Wayne (8 miles)
Blue Bell (9 miles)
Bala Cynwyd (9 miles)
Havertown (10 miles)
Ambler (11 miles)
Newtown Square (13 miles)

More Info

AKA

Niche

Niche Financial Services Inc

Other Link

http://nichefinancial.com

Categories

Financial Planning Consultants, Accounting Services, Financial Planners, Financial Services, Investment Advisory Service, Investment Management, Mutual Funds, Retirement Planning Services, Tax Return Preparation, Taxes-Consultants & Representatives

Gallery

Be the first to add a photo!

Reviews

Hi there!
Be the first to review!

Click to Rate

Details

Phone: (610) 941-6900

Address: 214 Fayette St Ste 1, Conshohocken, PA 19428

Website: http://nichefinancial.com

People Also Viewed

View similar Financial Planning Consultants

Suggest an Edit

Financial Services Inc

Estate Taxes
Tax Services
Tax Deductions

Investment Management
James W. Judge, CFA – Senior Director: Jim is responsible for broad portfolio management functions including portfolio construction and implementation. Jim is a member of the Almanack investment committee. He has 10 years of experience including 5 years serving as an analyst, trader, and portfolio manager for two institutional asset management firms. Jim has also served as the head portfolio manager for $1B in multi-family office AUM (including over $600M in direct alternative investments) and as an institutional alternatives advisor to multi-billion Taft-Hartley and Fortune 50 pension plans. He began his career as an analyst for City of London Group, Plc. Jim is a CFA charterholder. Boston College undergrad, Wharton MBA candidate.
Mutual Funds
In the 1980’s, Universal Life came onto the scene. It first gained its popularity back in the early 80’s when interest rates were extremely high and individuals would look at the 2, 3, 4, maybe 5 percent returns in their Whole Life policy and said, “Wait a minute, this doesn’t seem to be competitive.” Universal Life was designed to try to assist Life Insurance policyholders to be able to get more competitive interest rates on the cash values in their policies. Policies were designed that had term insurance premiums deducted from the cash value every month and then the balance of the money was invested in the insurance companies general fund. Then Insurance Company would pay interest contingent upon the interest rates available in the general securities markets and pass through to the policy holder after the insurance company charged certain fees and administrative costs. This allowed the flexibility of a floating interest rate in the policy. If interest rates were much higher, the insured would be able to reap the benefit of a higher interest rate return on the policy cash values. And then, the stock market came into style. Folks with cash value life insurance policies said to themselves “I am making money in the stock market and my life insurance policy does not have near the return of a mutual fund.”

Accounting Services
Payroll Services

Financial Planning
Niche Financial Services develops solutions both simple and complex for small business owners and individuals. We encourage employees and employers to develop an appreciation for non-payroll benefits available through proper financial planning. Employee benefit programs are complex. Please be sure to consult a benefits/tax specialist, or legal council before considering any changes to your employee benefits program or personal financial plan.
Retirement Planning
Kevin R. Harper, MBA – Chief Investment Officer: Kevin is responsible for the development and implementation of Almanack’s investment strategy and the design of the firm’s research infrastructure. Kevin is the Chairman of the Almanack investment committee. He has 20 years experience including nine years serving on the research teams of hedge fund managers to leading endowments including Yale, MIT and Stanford. Kevin has also served as the head portfolio manager for $750M in multi-family office AUM (including over $300M in direct alternative investments) and as an institutional alternatives advisor to multi-billion Taft-Hartley and Fortune 50 pension plans. He began his career as an analyst at the University of Pennsylvania endowment. Wharton undergrad and MBA.
Asset Management
College Funding
Life insurance is most prevalent in several basic forms: Whole Life, Variable Life, Universal Life, Term Insurance, and Employer Sponsored Group Coverage. Term insurance can be a very cost effective way to ensure against an untimely death of a spouse or major breadwinner in the family. Niche Financial Services usually recommends at least five times annual salary as a starting point and a minimum level of coverage for life insurance. You may then wish to consider a college-funding program, paying off a mortgage, debt cancellation, as well as an emergency fund over and above the minimum of five years salary. Low cost term insurance provides a very effective way to ensure a family against a catastrophe. Typically, families with young children are living on a tight budget and need the protection but don’t really have the discretionary income to buy a high level of death benefit in permanent life insurance. Term insurance may be purchased with level premiums with 10, 15, 20, 25, or even 30 years. At this point, the premium would go up significantly or the insured would need to re-qualify through medical underwriting to continue their coverage. Many carriers offer a conversion option on their term insurance but in general you can assume that with term insurance at some point in the future the cost is going to increase substantially or you may not be able to afford it. In the worst case scenario, you may not be able to get coverage as your health condition may have changed making an insurance company unwilling, unlikely, or at a much higher premium offer you a new policy and new coverage.

View All Services

Provided by