Experience, Integrity, and Knowledge Working for You
General Info
.James W. Goodacre II, RHU, REBC James W. Goodacre II entered the Insurance Business in 1969 in Santa Clara, California. in 1975 moved his business and family to Carmel, California. Industry Involvement James is very active in the insurance industry associations. He has enthusiastically given his time, talent and resources to the local, state, and national levels to the two leading life and health insurance professional associations, National Association of Health Underwriters (NAHU) and National Association of Life Underwriters (NAIFA). Here are some of the offices James has served in and recognization he has received from his peers: ◾Past President of Monterey Bay Association of Health Underwriters 2006-07 ◾Vice President of the California Chapter of National Association of Insurance and Financial Advisors 2001-03. ◾Regional Trustee of the California Chapter of the National Association of Life Underwriters Political Action Committee 1990-92. ◾Past President of Monterey Chapter of the National Association of Life Underwriters 1989-90. ◾Agent of the Year 1984 for the Monterey Chapter of the National Association of Life Underwriters. Industry Education James W. Goodacre II is a lifetime learner and stays abreast with the latest trends and changes. He has invested his time in pursuing additional education to better represent his customer needs in the ever changing worlds of life, disability, individual health, group health, and business insurance. James holds the professional designation of Registered Health Underwriter (RHU) and Registered Employee Benefits Consultant (REBC) 1999 and 2002. Given by the American College of Bryn Mawr Pennsylvania.
Brands
Aetna, Anthem, Blue Cross, Blue Cross Blue Shield, Blue Shield Of California, Guardian, Metlife, Pacificare, Vision
Life insurance is a fundamental financial building block in a family or business operations. You need life insurance if anyone depends on your lost income. It solves many problems in both personal and business situations.
Health Insurance
Short-term medical insurance provide you with major medical coverage for a limited period of time and typically lack preventative coverage
Disability Insurance
When faced with an employee who's been disabled, uninsured employers have few options. Do you continue to pay all or part of a salary? Offer unpaid leave? Terminate employment? For an employer and employee, the choices can be devastating. Disability insurance as an important benefit in your companies benefits package offering. There are two components long term disability and short term disability.
Long Term Care
Long-term care insurance is a useful financial instrument for dealing with the uncertianties associated with a population that is living longer than any other previous generation.
Dental Insurance
James W. Goodacre II offers a full selection of individual and family dental insurance and group dental insurance. Dental Insurance is the second most common employee benefit next to medical in most businesses. There are four broad types of dental plans to chose from. They are Dental Health Maintenance Organization (DHMO), Indeminity Dental Plans, Preferred Provider Organization (PPO) Dental Plans, and Scheduled Dental Plans.
Vision Insurance
An increasing part of the employee benefits offerings vision insurance provides a great value to your employees eye care for a relatively low cost.
James W. Goodacre II is a lifetime learner and stays abreast with the latest trends and changes. He has invested his time in pursuing additional education to better represent his customer needs in the ever changing worlds of life, disability, individual health, group health, and business insurance.
Workers Compensation Insurance
We offer Workers' Compensation insurance so your business can provide benefits for those who suffer an occupational injury or disease. Depending on the circumstances of the injury or illness, injured workers are entitled to specific benefits as structured by Workers Compensation insurance. There are six basic types of Workers Compensation benefits: medical care, temporary disability benefits, permanent disability benefits, vocational rehabilitation services, supplemental job displacement benefits, and death benefits. Injured workers may be entitled to one or more of these benefits.
James W. Goodacre II offers expertise and knowlege to clients who are interested in using annuities as part of their retirement plan. An annuity is a contract between you and an insurance company, under which you make a lump-sum payment or series of payments. In return, the insurer agrees to make periodic payments to you beginning immediately or at some future date. Annuities typically offer tax-deferred growth of earnings and may include a death benefit that will pay your beneficiary a guaranteed minimum amount, such as your total purchase payments.
Travel Insurance
James W. GoodAcre II offers a full selection of travel insurance for national and international travel. Travel insurance protects a traveller's vacation costs against adverse events such as cancellation and interruption and also reimburses medical expenses, the loss or damage of property and transit delays.Travellers are compensated if they have to cancel or interrupt their travel, they will also be covered should they need emergency medical treatment, medical evacuation and other situations.