Agent for Bear River Mutual. We are a Salt Lake City based independent insurance agency specializing in auto, homeowners and business insurance. We are staffed by experienced agents Arla Huck and Crystina Scott. We proudly represent Bear River Mutual, United Underwriters, Acuity, Safeco, Germantown and many other insurance groups. We are located in the Fort Union area of the Salt Lake Valley. Our office is conveniently located off of I-215 at the Union Park Avenue exit.