At Coastal States Insurance we pride ourselves on the service we give our clients. Our agents are long time residents of the area, we know how important personal service is and we are committed to ensuring that you, your family and your business are properly protected. We are a broker! A broker is a person or firm that has permission to seek insurance quotations for an insured (client) or prospective client. A broker is not an insurance company employee. We are a representative of the client. As a representative for the insured, brokers approach several insurance companies in an attempt to provide quotations and coverage to adequately insure the client's exposures. The broker will ascertain the clients needs, gather information and submit the information to several insurance companies in order to guarantee the broadest coverage at the lowest premium. Why Us? We recommend taking the time, at least once a year, to review all of your insurance policies to ensure that you are properly insured. We are dedicated to ensuring that your most precious asset is protected...YOUR FAMILY! We will make coverage and policy recommendations We will personally service and maintain your account We work exclusively with companies we have hand selected We work only with companies that are financially stable and leaders in the industry
Services/Products
We offer the following coverage's: Aircraft Insurance All Terrain & RV Insurance Auto Insurance Boat Insurance Bodily Injury Liability Insurance Bonding Builder & Contractor Insurance Business Insurance Business Packages Casualty Insurance Children's Health Insurance Classic Car Insurance Collision Insurance Combination Policies Commercial Vehicle Insurance Comprehensive Coverage Condo Insurance Consultations Disability Insurance *Earthquake Insurance Employee Benefit Plans Employee Health Programs Errors & Omissions Insurance Fire Insurance Fleet & Contract Services Floater Insurance Flood Insurance Gap Auto Insurance General Liability Group Plans Health Insurance Health Savings Accounts Homeowners' Insurance Hotel & Motel Insurance Immediate Coverage Individual & Group Insurance Compensation Joint Life Insurance Liability Insurance Life Insurance Living Benefits Long-Term Care Insurance Mobile Home Insurance Mortgage Insurance Motorcycle Insurance No Fault Insurance Package Policies Personal Injury Protection Professional Liability Insurance Property Damage Liability Insurance Rental Car Reimbursements Renters' Insurance Restaurant Insurance Retailers' Insurance Single Premium Life Insurance Small Business Insurance Small Group Plans SR-22 Auto Insurance Supplemental Insurance Term Life Insurance Trailer Insurance Umbrella Policies Underinsured Motorists Coverage Uninsured Motorists Coverage Universal Life Insurance Vision Insurance Wedding Insurance Workers' Compensation
Security On and Off the Road. Your Auto Insurance policy already gives you peace of mind behind the wheel. But more than just accidents happen, and with the right policy from Coastal States Insurance Services, you can make sure that the security of your automobile doesn’t stop the moment you pull into the driveway. Comprehensive Coverage insures your vehicle and equipment against damage and expenses that result from something other than a collision.
Mobile Home Insurance
At Coastal States Insurance Services, we know you’ve worked hard to turn your mobile home into the perfect living space for you and your family, but sometimes accidents like fire or severe storms can cause major setbacks. That’s why we’re committed to serving all of your insurance needs. With a specialized Mobile Home Insurance policy, you can safeguard your home and your belongings in the event of a covered loss.
At Coastal States Insurance Services, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.
Home Insurance
Every Home Insurance policy is different, and at Coastal States Insurance Services, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage...
Condo Insurance
With Condo Insurance from Coastal States Insurance Services, you can extend your protection past that of what your condo community provides. It helps pay for the replacement of your personal belongings while offering basic liability to cover bodily injury or property damage. And unlike Renters Insurance, Condo Owners Insurance covers any damage done to the interior of your unit. For any interior damage, your insurance may be used to pay for the expense of fixing or replacing items like drywall, flooring, light fixtures, and more.
Provide your family with the security they deserve in the event of your passing with a life insurance policy that meets your financial and personal needs.
Depending on your business needs and living situation, you may also qualify for additional services to round out your In-Home Business Insurance, including combined coverage with your Homeowners policy.
Coastal States Insurance Services provides umbrella insurance policies to farms, ranches, and agribusiness operations facilities in Paso Robles, Templeton, Arroyo Grande, Creston, San Miguel, Santa Barbara, and surrounding areas.
Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.