We have been helping families and business owners and their employees with their Life Disability and Long Term Insurance Planning for over 20 years. We are independent brokers licensed primarily in Pennsylvania and New Jersey. We are appointed with the highest-rated insurance companies in the industry to fit all of your planning needs. We offer in-person consultations Zoom or Phone Conferences. What makes us different from other agents and brokers is our personable service and commitment to being there when you need us the most. From our initial discovery appointment to the implementation of your plan we become part of your family and strive to understand the things that are important to you to secure your family's financial future.