Richland County's only independent, community bank.
General Info
We've served the Mansfield, Ohio area for over 125 years. It is our mission to enrich the lives of the people and community we serve. At Mechanics, banking is about more than just money and numbers; ultimately, it's All about People.
We offer a full line of financial services for both individual and commercial customers. We are a member of the FDIC.
Your banking options with us include:
• Checking accounts
• Savings account
• Credit cards
• Personal loans
• Mortgage loans
We also offer our customers over the age of 50 with $5,000 on deposit a unique opportunity called, "The Good Life." The Good Life combines personal banking with social networking, educational programs, trips and tours and plenty more.
Call Mechanics Bank today and let us know what we can do for you.
Roth IRAs are great because they allow for tax-deferred growth. Contributions to a Roth IRA are not tax-deductible. However, when the Roth IRA has been held for five years and is used after the customer reaches age 59 1/2, the funds can be withdrawn tax-free. Contributions may be made through April 15th for the previous tax year, and individuals over age 50 may be eligible to make an additional catch-up contribution.
At Mechanics Bank, we understand that trust administration and investment management are vital components of our relationship with our customers. Simply put, as our client, you chose to put your trust in us. And because of your trust, we do not offer one-size-fits-all products and services, but instead, work closely to offer Trust Services that best meet your unique needs. As Richland County’s only independent community bank, we are distinctly positioned to offer you personal, customized service.
Private Banking at Mechanics Bank provides highly personalized service with specialized financial products. Our private banker works with a skilled financial planning team to create unique financial solutions based solely on your needs and financial goals. As Richland County’s only independent community bank, we are distinctly positioned to offer you personal, customized service.
Retirement Planning
We know that sometimes the hardest part of retirement planning is getting started. Which is why you can start a retirement plan at Mechanics Bank with as little as $25 in a Passbook Savings IRA and $100 in a Certificate of Deposit (CD) IRA.