R J Carignan & Company

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Insurance, Auto Insurance, Business & Commercial Insurance

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Today: 8:00 am - 4:00 pm

Tomorrow: 8:00 am - 4:00 pm

89 Years

in Business

(518) 235-4303Visit WebsiteMap & Directions1396 Crescent Vischer Ferry RdHalfmoon, NY 12065 Write a Review

Hours

Regular Hours

Mon - Fri:	8:00 am - 4:00 pm
Sat - Sun	Closed

Places Near Halfmoon with Insurance

Waterford (4 miles)
Cohoes (6 miles)
Clifton Park (8 miles)
Latham (9 miles)
Mechanicville (10 miles)
Watervliet (11 miles)
Troy (11 miles)
Schaghticoke (12 miles)
Rexford (13 miles)
Ballston Lake (15 miles)

More Types of Insurance Services in Halfmoon

Health Insurance Insurance Adjusters Auto Insurance Actuaries Homeowners Insurance Life Insurance

More Info

Experience You Can Trust

General Info: R.J. Carignan & Company provides Insurance Agency, Property and Casualty Insurance Agent, Independent Insurance Agent and Business and Personal Insurance to the Clifton Park, NY area.
Email: Email Business
Associations: Professional Insurance Agents
Other Link: http://www.rjcinsurance.com/
Categories: Insurance, Auto Insurance, Business & Commercial Insurance, Flood Insurance, Homeowners Insurance, Liability & Malpractice Insurance

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Details

Phone: (518) 235-4303

Address: 1396 Crescent Vischer Ferry Rd, Halfmoon, NY 12065

Website: http://www.rjcinsurance.com/

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R J Carignan & Company

Auto Insurance
The function of automobile insurance is to help financially cover potential auto-related damages, loss or injuries. It protects you, your passengers, fellow drivers, pedestrians, and your car, as well as the property of others. Additional automobile insurance covers you in the event of an automobile-related lawsuit. In Massachusetts, you must have an active automobile insurance policy before you can register a vehicle.

Home Insurance
A Homeowners insurance policy will insure against damage to your home and personal property from a multitude of events such as fire, lightning, burglary, vandalism, storms, explosions and more. Its basic purpose is to restore such items to the condition they were in before a loss occurred. In addition, all homeowner policies contain personal liability coverage which provides protection when you are held legally responsible for bodily injury or property damage to others.

Business Insurance
RJ Carignan & Company is a premier insurance agency providing all types of business insurance solutions to a wide range of companies located here in the United States and abroad. Whether you’re a small retail shop located in Downtown, USA or a large industrial corporation in the heart of an energetic business complex, RJ Carignan & Company will ensure you and your business are adequately protected.
Commercial Liability Insurance
Excess liability coverage above the limits of a basic business liability insurance policy. Coverage in addition to primary polices such as Business Automobile, General Liability, and employers liability which triggers when primary limits are exhausted. Umbrella polices can also “drop down” to be primary in the absence of underlying coverage.
Professional Liability Insurance
Standard General Liability policies exclude Professional Liability. Due to this potential gap in coverage, professional liability insurance is purchased to adequately cover your exposures. This coverage is necessary for individuals that hold themselves out to the general public as having greater than average expertise in particular areas. Specifically tailored to your business, professional programs designed by RJ Carignan ensure that you will be provided the broadest possible coverage, at a competitive rate.

Liability Insurance
A personal umbrella policy has two functions: 1) it is an excess liability contract that affords higher insurance limits over your home, automobile, boat, motorcycle, etc. and 2) it offers additional coverages often not found in standard automobile or homeowners policies. Typically, limit options range between $1 million and $10 million, and such limits will only be issued after certain underlying coverages required by the insurance carrier have been purchased.

Natural Disaster

Flood Insurance
This is unfortunate as all too often people find their dream abode only to learn that flood insurance is required as a condition of the loan.

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