Rick Bongiorno Insurance

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Insurance, Annuities & Retirement Insurance Plans, Auto Insurance

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(607) 484-0254

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Map & Directions1309 1/2 Monroe StEndicott, NY 13760 Write a Review

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Hours

Regular Hours

Mon - Fri:	8:30 am - 5:00 pm

Places Near Endicott with Insurance

Endwell (2 miles)
Vestal (6 miles)
Bible School Park (7 miles)
Johnson City (7 miles)
Campville (9 miles)
Apalachin (10 miles)
Maine (10 miles)
Binghamton (11 miles)
Port Dickinson (13 miles)
Little Meadows (14 miles)

More Types of Insurance Services in Endicott

Health Insurance Auto Insurance Actuaries Life Insurance Insurance Adjusters Homeowners Insurance

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Extra Phones: TollFree: (800) 305-1335
Categories: Insurance, Annuities & Retirement Insurance Plans, Auto Insurance, Business & Commercial Insurance, Flood Insurance, Health Insurance, Homeowners Insurance, Liability & Malpractice Insurance, Life Insurance, Renters Insurance, Workers Compensation & Disability Insurance

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CW

Chris W.

11/09/2019

Provided by DexKnows

Overall

GreaT Service!!

I have been with Rick Bongiorno Insurance for many years. Rick and his staff have done an outstanding job getting me the best policies at the best price available.They sat down with me and advised me of what I was purchasing and what was covered. Rick is a great guy to talk to and understand all my needs for home and car insurance. He always goes above and beyond to get me the best insurance at the best price. I would highly recommend Rick Bongiorno Insurance to anyone looking for car or home or life insurance!!!

Chris W.

Details

Phone: (607) 484-0254

Address: 1309 1/2 Monroe St, Endicott, NY 13760

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Rick Bongiorno Insurance

Auto Insurance
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Renters Insurance
This provides coverage for the theft of personal items in your car. However, if you have homeowners or renters insurance, you may be covered for items stolen from the car, minus your deductible. You need to have receipts or other proof of ownership. This type of insurance usually costs about $1.25 per day. Some rental car companies combine personal accident and personal effects coverage together as one type of insurance, while others sell it individually.
Home Insurance
Homeowners' insurance provides financial protection against disasters. Standard policy insurance the home itself and the things you keep in it.

Health and Life

Life Insurance
Many financial experts consider life insurance to be the cornerstone of sound financial planning. It is generally a cost-effective way to provide for your loved ones after you are gone. It can be an important tool in the following ways...
Health Insurance
This provides coverage to you and your passengers for medical/ambulance bills. This type of insurance usually costs about $3 per day but may be unnecessary if you are covered by health insurance or have adequate medical coverage under your auto policy.
Disability Insurance
A BOP doesn't include workers' compensation, health, or disability insurance. If you have employees, you'll need separate policies for these coverages.

Business Insurance
Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package. (They also sell coverages separately.) One package purchased by small and mid-sized businesses is the business owner’s policy (BOP). Package policies are created for businesses that generally face the same kind and degree of risk. Larger companies might purchase a commercial package policy or customize their policies to meet the special risks they face.
Workers Compensation Insurance
Commercial Liability Insurance
Professional Liability Insurance
Professionals that operate their businesses need professional liability insurance in addition to an in-home business or business owners' policy. This protects them against financial losses from lawsuits filed against them by their clients.

Annuities
Liability Insurance
If you have a personal umbrella liability policy, there's generally an exclusion for business-related liability. Make sure you have sufficient auto liability coverage.

Natural Disaster

Flood Insurance
Unlike driving a car, you can legally own a home without homeowners insurance. But, if you have bought your home and financed the purchase with a mortgage, your lender will most likely require you to get homeowners insurance coverage. That’s because lenders need to protect their investment in your home in case your house burns down or is badly damaged by a storm, tornado, or other disasters. If you live in an area likely to flood, the bank will also require you to purchase flood insurance. Some financial institutions may also require earthquake coverage if you live in a region vulnerable to earthquakes. If you buy a co-op or condominium, your board will probably require you to buy homeowners insurance.

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