First Bank Mortgage carries a variety of loan programs to meet the customer s specific needs. The company s loan programs offer different down payment options, terms and qualifications along with increased flexibility. Its construction/permanent loans provide temporary funding for construction of a new home in conjunction with a permanent mortgage loan that closes at the completion of the residence. First Bank Mortgage is a division of First Bank of Georgia. The company is a member of the Federal Deposit Insurance Corporation (FDIC) and is and Equal Housing Lender.