Some banks require you to buy homeowners insurance to cover the amount of your mortgage. If the limit of your insurance policy is based on your mortgage, make sure it's enough to cover the cost of rebuilding. (If your mortgage is paid off, don't cancel your homeowners policy. Homeowners insurance protects your investment in your home.)
Call our Absecon, NJ Insurance office today to talk with one of our insurance agents to see how we can help you with your insurance needs. We cover a variety of personal insurances: life insurance to health insurance to investments. We pride ourselves on our individualize professional customer services.
Health Insurance
Disability Insurance
Not sure what kind of coverage you need? Mehta represents multiple carriers, managing general agents (MGAs), and wholesale brokers, which enables us to deliver timely and customized risk management solutions. In addition, we offer asset protection through life, annuities, health, and disability insurance for individuals and group benefits for businesses.
Everyone, everything in this world faces some degree of risk, could be through death, natural disaster or even loss of property. Mehta Insurance Agency, NJ Business Insurance therefore stands by you, your business and promises to be there with you at the time of your business need to reduce the impact of such losses at reasonable Business Insurance quotes.
Workers Compensation Insurance
To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance.
You should buy enough liability insurance to protect your assets. If you own property and or have investments and savings that are worth more than the liability limits in your policy, you may consider purchasing an excess liability or umbrella policy.
Generally, the price of replacement cost coverage is about 10% more than actual cash value. If you need a flood insurance policy, you can purchase flood insurance for your belongings. It is only available, however, on an actual cash value basis.