Banking shouldn’t be hard and at Wright-Patt Credit Union (WPCU), we make it easy. With Member Center locations in Southwest and Central Ohio, 40,000+ of lower-to-no-fee ATMs, thousands of Shared Branching locations nationwide and an award winning mobile app, we give you all the conveniences you expect from a traditional bank. But, here’s what sets us apart--our personal service and commitment to helping you live the life you want to live. As your credit union, our goal is to be the best organization you have ever experienced and the best place our partner-employees have ever worked.
Enhanced HSA: The Enhanced HSA is a Tiered rate account. Dividends are paid at the stated dividend rates and APYs only on the portion of the balance within the specified balance tier. If you meet the Rate Qualifications, the first dividend rate and APY shown for “Qualifying Balance” will be paid only on the portion of your average daily balance that was greater than $0.00 but less than $500.01. The second dividend rate and APY will be paid only on the portion of your average daily balance that was greater than $500.00. To earn the “Qualifying Balance” dividend rates and APYs, you must meet the Rate Qualifications outlined in the Truth-In-Savings disclosure for the specific share type. If you do not meet the Rate Qualifications, the dividend rate and APY shown for “Non-Qualifying Balance” will apply. If your insurance plan is part of an employer-based HSA benefit, the employer may choose to absorb the monthly fee charged for the Enhanced HSA account. You cannot be covered by any health plans other than your HSA-qualified High Deductible Health Plan (HDHP), other types of insurance like specific injury insurance or accident, disability, dental care, vision care, or long-term care insurance are permitted. Consult your tax advisor for more details.