Cross County Bank offers a range of financial services and related products to serve the personal and business needs of clients. The bank provides individual retirement accounts, certificates of deposit and safe-deposit boxes. It also offers an online loan calculator. Cross County Bank additionally provides accidental death and dismemberment insurance. The bank offers interest- and noninterest-bearing accounts. It also offers identity theft identification solutions. In addition, Cross County Bank participates in community involvement activities. It is a member of the Federal Deposit of Insurance Corporation and an Equal Housing Lender. The bank maintains several locations in Cross County in Arkansas.