In mybook® Services Collection (edit)

Added to your services collection.
Removed from mybook!

We took this business out of your services collection.

Financing Your Dreams

Florida Mortgage Leader since 1986

Call Today
General Info
Palm State has been a licensed mortgage lender in Central Florida since 1986. We originate, process, and close home loans. Our reputation over the past 25 years has been to professionally consult with our borrowers, offering them various mortgage options, at the lowest available interest rates. Upon analysis of their options, they will be able to make the most advantageous decision as to which is best for them---financing that will likely offer them the most monetary Savings over the life of the loan. From application to closing, Palm State is highly service-oriented. The only business that we conduct is mortgage business; therefore we pride ourselves in our knowledge and expertise in this area. Our in-house staff alone has cumulatively over 50 years in the residential mortgage origination industry. To be sure that you are requesting the best available financing for your home purchase or refinance, please call Palm State before applying!
Business History
Same Owner/Management for 30 years
Regular Hours
Mon - Fri:
Extra Phones

Fax: (407) 875-1624

TollFree: (855) 432-0600

Purchases & Refinances Conforming & Jumbo 30, 20, 15, 10 Year Fixed Loans Conforming & Jumbo 7 Year Fixed/1 Year ARM; 5 Year Fixed/1 Year ARM; 3 Year /1 Year ARM FHA VA USDA Reverse Mortgages Mortgage, Home loans, Loans, Home Financing, FHA, VA, USDA, Conventional loans, Jumbo loans, Jumbo mortgages, Free Prequalifications, Adjustable Rate Mortgages, Interest Only, Vacation Home, Second Home, 2nd Home, Investment Home
Behind Winter Park Village Shopping Center
Winter Park
Licensed,Friendly Caring Staff,Personalized Service
Florida Association of Mortgage Professionals, National Association of Mortgage Professionals
Loans, Financial Services, Mortgages, Real Estate Loans



Hi there!
Rate this business!
First-classBetter than mostAbout what I expectedNot the worst...Disappointing
Click to Rate
Share Review

Like this review? Share it on your social network to get the word out!




I I can't say enough good things about Pearl. She helped me refinance my investment property last year and is currently assisting my son in law qualify for a home purchase loan. Pearl is very competent, resourceful, responsive, and a pleasure to work with.

Marie O.



This company is excellent! We worked with Pearl to refinance our mortgage in Spring 2013. She got us a great rate at a very low cost and was very timely in handling all the paperwork. She communicated with us regularly to keep us up to date on the progress of the loan. Every member of the company we worked with was pleasant and helpful. And they sent a closing agent to our house when we were ready to close! I would use them again in a heartbeat and highly recommend their services.




We worked with Perla to refinance a rental property and everything went very well. We are a military family, living out of state, so excellent communication was very important to us. Everything Perla told us worked out as promised, and the Palm State staff went the extra mile to save us money by locating an old property survey (at no charge!) that I lacked a copy of. I would highly recommend Palm State Mortgage for folks who like dealing with honest businesses that offer outstanding customer service.

Fanny S.



Palm State Mortgage is an outstanding company! They did my refinance and I was very pleased with their job. They are professional, courteous and very patient. I have already recommended them to my friends, and I will use their services again in the future.



Mike White

In my lifetime, I have done about eight mortgages, either purchases or refinances. The last five have all been through Palm State Mortgage Company. Pearl and Gary are the most professional, patient and amicable people you could ever hope to find. Each time I have shopped around, though the last three I have asked myself why. Not only have they made the process as pleasant as possible but, they have also found me the very best deal every single time.



Happy Homeowner

The folks at Palm State are great. They were able to get us a mortgage fast and with very competitive rates. They even came to the closing to make sure everything went okay. We have financed two houses with them, refinanced once and got a second mortgage with them. Things went smoothly every time.