Summit Community Bank was founded in 1999. It is one the fastest growing community bank in Winchester and Frederick counties. The bank offers a full range of personal and business financial services, including online banking, check imaging, individual retirement accounts, debit cards and real estate loans. Summit Community Bank is a subsidiary of Summit Financial Group, a financial holding company, which provides community banking and mortgage banking services. Summit Financial Group has community banking operations in the Eastern Panhandle and South Central regions of West Virginia and in the Shenandoah Valley and northern regions of Virginia. Summit Community Bank is located in Winchester, Va.