MBT Bancorp provides financial, banking, investment and trust services to consumers and businesses in Indiana and Ohio. The firm serves as the holding company for Merchants Bank & Trust. It delivers products and services through banking offices in Cincinnati and Harrison, Ohio, and West Harrison, Bright and Aurora, Ind. The bank offers checking, savings and money market accounts, certificates of deposit, debit cards and investment planning. MBT Bancorp s lending capabilities include real estate, personal, commercial and home equity loans. The bank s online module enables clients to access accounts, pay bills and customize financial activities. It is a member of the Federal Deposit Insurance Corporation.