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        3. Navy Federal Credit Union

        Navy Federal Credit Union in Washington Navy Yard, DC
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        AdNavy Federal Credit Union

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        (888) 842-6328

        9th M St SE Building 218, Washington Navy Yard, DC 20374

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        AdNavy Federal Credit Union

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        AdLinowes & Blocher LLP

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        Serving the Washington Navy Yard area.

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        Navy Federal Credit Union

        1. Navy Federal Credit Union

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        9th M St SE Building 218
        Washington Navy Yard, DC 20374

        From Business: Navy Federal Credit Union proudly serves all Army, Marine Corps, Navy, Air Force and Coast Guard, active duty, retired, reserve, National Guard, Military Civilian…

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        2 N Rotary Rd Second Floor SE Ring D Corridor 1 Room 2D152
        Arlington, VA 22202

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        4251 Suitland Rd Rm 2n100
        Suitland, MD 20746

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        2450 Crystal Dr Rm 125
        Arlington, VA 22202

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        875 N Randolph St
        Arlington, VA 22203

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        3725 Jefferson Davis Hwy
        Alexandria, VA 22305

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        2 2nd Rd N Room 2d152
        Arlington, VA 22201

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        8. Navy Federal Credit Union

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        2701 S Capitol St SW Bldg 72
        Naval Anacost Annex, DC 20373

        From Business: Navy Federal Credit Union is the world's largest credit union and is proud to serve the financial needs of the Armed Forces, Department of Defense, veterans, and …

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        1600 Crystal Square Arc
        Arlington, VA 22202

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        8690 Brown Dr Building 2
        Bethesda, MD 20889

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        9201 Alaking Ct
        Capitol Heights, MD 20743

        I went in to do a bank to bank transfer... the wait for an office visit was about 16 minutes (not bad considering)..... the wait was pleasant do to …

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        2200 Petrie Ln Ste 536
        Glenarden, MD 20706

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        8901 Wisconsin Ave Building 82
        Bethesda, MD 20889

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        7678 Richmond Hwy
        Alexandria, VA 22306

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        7012 Columbia Pike
        Annandale, VA 22003

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        7873 Heneska Loop
        Alexandria, VA 22315

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        820 Follin Ln SE
        Vienna, VA 22180

        I recently got 2 different cashier's checks from Navy FCU when I went to cash the first one they confirmed that it was fake. Well a week later I rec…

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        6225 Brandon Ave Ste 140
        Springfield, VA 22150

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        12410 Fairwood Pkwy
        Bowie, MD 20720

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        12244 Rockville Pike
        Rockville, MD 20852

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        7001 Berry Rd
        Accokeek, MD 20607

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        7001 Berry Rd
        Accokeek, MD 20607

        Navy Federal Credit Union

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        4101 Northview Dr
        Bowie, MD 20716

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        14260 Baltimore Ave Ste B
        Laurel, MD 20707

        From Business: Navy Federal Credit Union proudly serves all Army, Marine Corps, Navy, Air Force and Coast Guard, active duty, retired, reserve, National Guard, Military Civilian…

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        3054 Waldorf Market Pl
        Waldorf, MD 20603

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        6025 Burke Centre Pkwy
        Burke, VA 22015

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        3479 Laurel Fort Meade Rd
        Laurel, MD 20724

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        4471 Redwood Rd Ste B
        Fort George G Meade, MD 20755

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        2288 Blue Water Blvd Ste 490
        Odenton, MD 21113

        From Business: Navy Federal Credit Union proudly serves all Army, Marine Corps, Navy, Air Force and Coast Guard, active duty, retired, reserve, National Guard, Military Civilian…

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        Tips & Advice

        What documents are necessary when opening a bank account?

        Generally, when opening a standard domestic bank account you will need two forms of government issued identification, like a social security card and a driver’s license (or legally issued ID), or a passport. Some accounts may require an Individual Taxpayer Identification Number (ITIN) or a proof of address, meaning you need to bring in something like a utility bill with your name and address on it. More complicated accounts can have different requirements. If you are not a U.S. citizen, you might be able to open an account with a state-issued identification from your country of citizenship.

        How to pick a bank

        The best way to pick a bank is to identify exactly what your financial needs are and find a bank, or banks, that provide those services. If you need basic checking and/or savings accounts, nearly any local bank can set you up. Some banks can cover the entire spectrum of needs, while some are more specialized toward businesses, international account holders, or high-end clients. If you are in a specific industry that has a corresponding credit union, those can be a great place to go. Do some research or get referrals or recommendations.

        What is online banking?

        Online banking allows you  can access your bank accounts on your computer (or smartphone) and pay your bills, write online checks, deposit checks (via the bank’s app) transfer money, check on account balances from the comfort of your home. Online banking is the new normal and is a convenient tool to manage your finances without ever having to step foot in a bank.

        What is an overdraft fee?

        An overdraft fee is when a checking or savings account is overdrawn. If you don’t have electronic notification set up when you balance gets below a certain amount, you might find out when a check bounces.Usually your bank will cover the difference and charge you a fee. These fees vary depending on the amount of the overdraft, how long you’ve been with the bank, how much money you keep there, etc. These fees can sometimes be waived if the overdraft is minor and/or if you are a valued customer in good standing with the bank.

        What is a credit union?

        Credit unions are non-profit banking institutions that are set up to serve their members. Credit unions provide many of the same services other banks provide, such as checking and savings accounts, loans and investment opportunities. The big difference between credit unions and banks is credit unions are also member owned -- the depositors are the owners and it works as a cooperative institution -- which provides a lower-interest loans and services.

        What does FDIC Insured mean?

        The Federal Deposit Insurance Corporation (FDIC) is a federal agency that protects and insures customer deposits in banks and credit unions. If a bank is robbed or goes bankrupt the FDIC protection means you will not lose (all of) your money, but you’ll probably still need a new bank. Most banks are FDIC insured and will have a notice on display (usually a sticker on the entrance) alerting you it is a FDIC insured institution. This provides protection of up to $250,000 per depositor, per branch, per account. Not every cent is guaranteed.

        What services do banks provide?

        Banks provide a variety of services. First, they offer a place to keep your money and financial assets and you can make dividends from interest. They can set you up with a credit card for spending or to just establish credit in order to make larger purchases. They provide loans for cars, homes, businesses, or just about any reason (as long as you can pay it back!) -- as well as provide financial services, such as investing guidance and opportunities. Most banks have safe deposit boxes where you can store things like jewelry, gold, or important documents. Banks are in the business of making money, so understand you will be paying for most services.

        Types of bank accounts

        • While there are a variety of bank account types, there are five primary types: Savings, basic checking, interest-bearing checking, money markets, and CDs
        • Savings accounts are where you put your money for that rainy day. They usually have interest rates higher than a checking account.
        • Basic checking accounts provide a minimum of services, usually they are a very low or no-interest account used to write checks, or for setting up automatic payment schedules for bills where payments are made electronically.
        • Interest-bearing checking accounts pay you an interest rate, in addition to doing everything that a standard checking account does. .
        • Money market deposit accounts (MMDAs) invest your account balance into short-term debt opportunities, treasury bills, or CDs (certificates of deposit). MMDA rates are higher than checking accounts, but require a higher minimum balance.
        • CDs are time-based deposits in which you agree to keep the entire sum in the bank for a period of time (six months, 12 months, 24 months) and the longer the time, the higher the yield or return for you (because the bank gets to use your money longer, too).

        Type of banks

        There are four primary types of banks: Commercial, consumer, private, and investment:

        • Commercial banks are where most people have their checking and/or savings accounts. Their primary business is taking assets and deposits, lending it to other customers, and making money off of the loan’s interest rates. They also charge fees on checking and/or savings accounts.
        • Consumer banks, such as a credit union, generally focus on the personal needs of a specific group or industry, like an auto workers credit union. They offer the same services as commercial banks, but the idea behind credit unions is to support and cater to a specific group of customers.
        • Private banks primarily deal with high net worth individuals, and/or those with sizeable assets, and help them with investments, banking and other services.
        • Investment banks deal primarily with businesses to sell bonds, acting as a conduit between the investors (those folks putting up the money) and the business (those folks borrowing the money).

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        AdNavy Federal Credit Union

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        AdLinowes & Blocher LLP

        (301) 654-0504
        BanksBankruptcy Law Attorneys

        Serving the Washington Navy Yard area.

        WebsiteMore Info

        AdNavy Federal Credit Union

        (888) 842-6328
        BanksCredit UnionsLoans

        9th M St SE Building 218, Washington Navy Yard, DC 20374

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