Founded in 1983, United Valley Insurance Services is an independent agency that represents more than 35 insurance companies. It provides business, personal financial and commercial insurance policies. The company s business insurance policies include coverage for properties, commercial automobiles, workers compensations, and general and excess liability. It also offers coverage for renters, watercrafts, motorcycles and recreational equipment. The company provides disability, health, and term and cash value universal life insurances. In addition, it offers money market accounts, mutual funds, variable annuities, and fixed and equity-indexed annuities. The company provides products from Allied Insurance Group, American Bankers, Berkshire Hathaway Homestate, Capital Insurance Group, Chubb, Commerce West, Compensation Risk Managers, Deans & Homer, Employers Insurance Group and Encompass. It maintains a nearly 10-member placement team that assists clients with their accounts. United Valley Insurance Services maintains one of its member agencies in Visalia, Calif.