Founded in 1934, First Federal Savings and Loan Association of Valdosta is a full-service financial institution that offers a range of depository and lending products. The association provides a variety of personal, savings, checking and individual retirement accounts. It also offers various automobile, construction and home equity loans, as well as mortgage options. First Federal Savings and Loan Association of Valdosta additionally provides Internet and telephone banking services, as well as financing and refinancing options. The association is a member of Federal Deposit Insurance Corporation and provides ATM and credit cards. Its additional products include safe-deposit boxes and traveler s checks. First Federal Savings and Loan Association of Valdosta maintains a presence in Valdosta Ga.