Founded in 1927, the Bank of Utica is a financial institution that provides a range of banking services. It offers checking, savings, individual retirement and deposit accounts. The bank also provides certificates of deposit and debit and credit cards. In addition, the Bank of Utica offers online and telephone banking, wire transfer, cash management, direct deposit and remote deposit services. It also provides mortgage, personal and home equity loans. The Bank of Utica is a member of the Federal Deposit Insurance Corporation.