Owens, Schine & Nicola provides a variety of legal services, including state and federal civil litigations and residential and commercial real estate transactions. The firm handles matters involving land use and real property valuation. Its practice areas include creditors' rights and corporate and business transactions. Owens, Schine & Nicola s clients include financial institutions, municipalities, universities, foreign and domestic corporations, small businesses, community development corporations, individuals, and family and charitable trusts. The firm provides services for matters concerning personal injury, motor vehicle, and divorce and family law. It offers assistance with cases related to automobile and motorcycle accidents, workers compensation, bankruptcy and medical malpractice. In addition, Owens, Schine & Nicola represents clients in issues concerning business planning, products liability, and wills and probate. The firm handles merger and debt restructuring issues for business organizations and transactions.