Founded in 1970, South Georgia Banking Company is a locally owned financial institution that offers a range of banking services. The company provides a variety of personal, business and online banking services. It offers checking and savings accounts. The company provides debit, credit and ATM cards. It also offers certificates of deposit. South Georgia Banking Company features safe-deposit boxes for valuables. The company provides 24-hour telephone banking and overdraft protection services. It offers agricultural, commercial and consumer loans. The company provides real estate loans for the construction and purchase of residential and commercial properties. South Georgia Banking Company additionally offers cash management services.