Founded in 1855, Sterling Federal Bank is locally owned and managed in Sterling, Ill. The bank provides checking and saving accounts and personal and business loans. It offers several mortgage and loan options for the purchase of vehicles and homes, as well as finance construction. Sterling Federal Bank provides various retirement services, such as investment management and plan administration. The bank also offers online banking, money management, financial consultation, and trust and estate planning services. In addition, Sterling Federal Bank provides saving accounts to meet trade-specific needs. It also offers title insurance services through Sauk Valley Title Insurance Company. The bank operates several ATM locations, including Morrison, Rock Falls, Dixon and Byron, Ill.