Spring Bancorp owns and operates the banking chain of Bank of Springfield. Established in 1965, the bank provides services to customers through nearly five locations throughout Springfield and Jacksonville, Ill. Personal banking options include 24-hour account services, checking accounts, savings accounts, certificates of deposit, COD specials, individual retirement accounts, instant check applications and VISA cards. Business banking options include commercial checking accounts, corporate savings accounts, business money market accounts, sweep accounts, cash management and night deposits. Business loan options include commercial real estate, construction and term loans and various lines of credit. Other products include home mortgages and home equity loans. Spring Bancorp maintains its headquarters in Springfield.