it should not take more than 6 mths. to close on a house, when you have been approved. but given all kinds of excuses for canceling last 3 closing dates. have signed the SAME papers over 3 times! we are on bottom of list because our house we are buying is only $35,000.00 and not a big ticket house. Michelle Brown, never returns calls, makes excuses, always on vacation. etc. rate of 1 star is a courtesy, otherwise would not even give that!