Some mortgage companies are new and only in cyberspace. We've been in business over 14 years and have an office near you. Our loan officers will get to know you, answer your questions, customize a loan for you and always be by your side. Our loan officers compete to save customers the most money and on average save them $664 a month. A few more things that make us different and better: one point of contact from start to finish, no application fee, pre-qualify in minutes, loan approval in hours and close in as little as a week.