Wyatt, C R, ATY

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Real Estate Attorneys, Attorneys, Estate Planning, Probate, & Living Trusts

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35 Years

in Business

(770) 979-3007Visit WebsiteMap & Directions2194 North RdSnellville, GA 30078 Write a Review

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Mon - Fri:	9:00 am - 5:00 pm

Wyatt, C R, ATY

Property Law

Real Estate Transactions
Here in Gwinnett County, there is a thriving and beautiful subdivision with a bit of a past. About 15 years or so after its final home was completed, the SBA came forward and sent letters to each homeowner apprising them that the original developer had taken out a three million dollar loan and the security instrument was not indexed right in the records. It was a lien nonetheless and the SBA would be happy to let them pay the money back without interest. The winners -- the SBA and the owners with title insurance. The losers - the owners without title insurance. I earlier mentioned that looking back into the back chains of a title we can find surveys recorded. That is not the case since about 2000 as surveys have become casualties of people trying to make real estate purchases cheap. In some cases, the initial purchase of the raw land to build the subdivision is not surveyed. The counties do require that the developer have a plat of the subdivision and it is recorded. Even these have issues when the developer tries to later change the shape of a lot but after selling the adjoining lot. There is not likely to be a survey of the exact piece of property the seller is conveying to you and certainly not one recorded in the courthouse records. A title exam will not reveal additions a seller may have made to the property being sold unless the seller specifically relates that they have added property to their initial purchase. Subsequent additions are not in the chain of title an examiner follows through the records.

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