National Exchange Bank & Trust, founded in 1933, is a financial institution with a location in Howards Grove, Wis. The bank offers various personal and business banking services, banking programs, and investment and trust services. Its personal banking options include regular, health and holiday savings accounts and certificates of deposit. The bank also provides home equity, mortgage, vehicle, installment and education loans. In addition, it offers several calculators, including retirement, income and tuition savings, simple loan and monthly mortgage calculators. National Exchange Bank & Trust also provides merchant and automated reconciliation services. The bank offers Internet and telephone banking, safe deposit boxes, and debit and credit cards.