Service You Expect, Protection You Can Count On. All Risks Welcome.
General Info
Service You Expect, Protection You Can Count On. All Risks Welcome.
Experience is your best option when selecting an insurance agent.
We are committed to providing you with specific advice so you can create the insurance plan you need. We take the time to understand your family or business and understand the needs so that we can find the best coverage to meet your goals. We also will help identify key areas you might not have initially seen as a potential risk.
We represent only companies who have a history of excellent service. Through these companies, we will find the best pricing and coverage available to fit your requirements.
We are here to help you with any insurance question from policy coverage to claims at any time.
Auto and Vehicle
Auto and vehicle insurance provides financial coverage for accidents, thefts, vandalism or collisions involving a motor vehicle. Auto and RV Coverage can also covers cars, RV's, motorcycles, ATV's and watercrafts.
Auto
Auto and vehicle insurance provides financial coverage for accidents, thefts, vandalism or collisions involving a motor vehicle. Policies are typically offered in Property, Liability and Medical coverage.
Motorcycle
Motorcycle insurance covers both motorcycles and scooters. Coverage can include property, liability, passenger, and medical.
Motor Home/RV
Whether you have an RV, Motor Home or 5th wheel, RV Insurance covers your recreational vehicle and its contents while on the road.
Boat & Watercraft
Most home insurance coverage will cover any boats that have less than 25 mile per hour capabilities. This includes small boats and canoes. Larger and faster boats and jet skis need additional coverage and a separate watercraft policy. The type of watercraft as well as the value will play a factor in the cost of insurance.
Home and Renters
Home and property insurance covers a policyholder's physical residence as well as its contents against damage or loss from fire, theft, and vandalism. Also inclu
Most home insurance coverage will cover any boats that have less than 25 mile per hour capabilities. This includes small boats and canoes. Larger and faster boats and jet skis need additional coverage and a separate watercraft policy. The type of watercraft as well as the value will play a factor in the cost of insurance.
Life insurance is an important part of financial planning that provides a death benefit to the beneficiaries in the event of death. The benefit can be used to pay funeral expenses, replace loss of family income or pay off debts.
Health Insurance
Health Insurance is becoming increasingly important as health costs are raising. Health Insurance choices are constantly changing and it is always best to discuss with your local agent the types of insurance and your individual needs before selecting a plan.
Disability Insurance
Disability Insurance covers an insured person in the event that they are unable to work because of accident or illness. It can replace a portion of your income during the time you are out of work.
Long Term Care
Long Term Care covers additional care in the event of old age, mental illness or injury. Long Term Care specifically covers the Activities of Daily Living if you are unable to do them.
Dental Insurance
The best way to protect your oral health is with Dental Insurance. Dental Insurance typically covers both preventive care and emergency medical dental care.
Business Property insurance protects against physical damage or loss of business assets. It can cover general property including machinery and equipment breakdown, motor truck cargo, vehicle physical damage, scheduled property and contractor’s equipment.
Commercial Liability Insurance
Business Liability insurance protects your business against financial loss resulting from claims of injury or damage caused to others by the business owner or employees.
Professional Liability Insurance
Professional liability protects against loss from a claim of alleged negligent acts, errors or omissions in the performance of professional services. This might include loss of client data, software or system failure, claims of non-performance or negligent oversell.
Business Umbrella Insurance protects you from damages in the event of a catastrophic accident. Business Liability covers a limited amount while Business Umbrella will cover a much higher limit. A catastrophic event in a business could result in millions of dollars in damages; an Umbrella Policy will pay when the other applicable policies are exhausted.
Travel Insurance
Travel insurance plans cover vacation and trip cancellation, travel interruptions and delays, lost baggage and emergency medical and health expenses while traveling.
Pet Insurance
Many types of specialty insurance are available to cover specific needs. Some of these include Travel or Special Event Insurance, Pet Insurance, Title Insurance and Umbrella Insurance.
Home Owners Insurance usually does not cover floods. To protect your home against floods, a separate flood insurance policy is necessary. In certain areas, flood insurance may be required on your home.