The 1st National Bank of Scotia works to solve the needs of small and large businesses. Its business loan priority is to provide prompt service whether customers need a commercial mortgage or a loan to obtain equipment, purchase inventory or develop new merchandise. The bank offers residential mortgages and home equity loans through its personal banking services. Checking accounts, savings accounts and investment services are also provided by the bank. Established as the Glenville Bank in 1923, The 1st National Bank of Scotia is located in Scotia, N.Y.