Hurricane Harvey: Where to Give and How to Help »
In the wake of a disaster, communities outside the affected area want to know how to help. A variety of reputable organizations ha…
23245 Harborview RdPunta Gorda, FL 33980
From Business: We THE OLDEST DOOR SHOP IN CHARLOTTE COUNTY We only accept the highest-level workmanship!Your windows and door make the face of your home. We can offer choices fr…
Service repair man finally arrived on November 15th. Kenmore refrigerator was stopping and starting. This problem also happened in 2015. It was m…
We've had annual service calls on 6 appliances now and every time we have called, we've had service arranged promptly. A smaller window for the ser…
Excellent scheduling. Technician careful in diagnosis and had the replacement part onboard the truck. Thorough and courteous. in
I have bought two window ac from them in the last 5yrs. They only last till 3rd season. all they sell is junk anymore.
Your representative, Jack NLN, was everything a home and appliance owner could wish for! He was thorough, professional and very knowledgeable - tha…
2801 Del Prado Blvd SCape Coral, FL 33904
From Business: As a Personal Financial Representative in Cape Coral, I know many local families. My knowledge and understanding of the people in this community help me provide c…
243 N Brevard AveArcadia, FL 34266
From Business: Desoto Moulton, LLC, is an independent agency and located in Arcadia, FL. We offer auto insurance, motorcycle insurance, life insurance, boat insurance, business …
3114 Lee BlvdLehigh Acres, FL 33971
From Business: Drivers who switched to Allstate saved even more than before. Call me first to find out how much you could save. Only an Allstate agent can give you a fast, free …
701 J C Center Ct Unit 11Port Charlotte, FL 33954
From Business: I've lived in Charlotte County my entire life. Through the years, I've come to know many local families and developed many relationships. This local connection ha…
In the wake of a disaster, communities outside the affected area want to know how to help. A variety of reputable organizations ha…
In the event of a disaster that affects your home and property, what are your options?
Whether your home needs a complete renovation, or a room needs to be repaired, there are some things to know before you hire.
They a company to stay away from they've done me wrong for the last time I'm looking for a new company
Higher management are completely unprofessional on how they talk to people pay is horrible and they promise you a different pay just to get you to work I've never been talked to like that by any one and I'm glad I made the choice to leave stay away!
I've read a lot of negative reviews but I guess those were with Infinity Auto Insurance, one of the companies Amistad uses to insure drivers. When I had a claim they really put me through the ringer before finally paying me for repairs. But their prices are much lower than most if not all the others and that makes it worth it. Perhaps that's how they keep their prices low by weeding out false claims. But Amistad is great. Very nice and helpful staff.
DO NOT USE THIS COMPANY! THEY DO NOT PAY THEIR SUBCONTRACTORS! 1.5 YEARS BEHIND ON A JOB $50,000+ OWED
BEWARE!!!! DO NOT USE!!!! THIS COMPANY DOES NOT PAY THEIR SUBCONTRACTORS!!!! OWES $50,000+ IN PAST DUE INVOICE. IT HAS BEEN 1.5 YEARS SINCE JOB COMPLETED!!!
I saw Dr. Hannah for my yearly physical and I was impressed by her thoroughness and her bedside manner. She is very nice and easy to talk to. I already recommended her to my family and coworkers.
I saw Dr. Hanna for my yearly physical and I was impressed by her thoroughness and her bedside manner. She is very nice and easy to talk to. I already recommended her to my family and coworkers.
this people pretend to be good christian doctors they bad doctors her husband is office manager they will charge you double scam you not any medical knowledge dont be a pacient at this third world place they scamers rude too
Smith Insurance Group VERY POOR SERVICEI was notified by my Home Owners Insurance carrier that I needed to replace my roof or my insurance would be cancelled. I received this notice about 8 months before my renewal. I went ahead and had my roof replaced with a metal roof, secondary water barrier and fortified to today’s code. Still with plenty of time for the renewal, I provided all of the necessary information to the agent (Alexis Smith)regarding the completed roofing project.Her last email to me was "I will get this sent to the company and we will see what it saves you. Let's give it a few weeks and then we can follow-up, but you will be getting a new declaration page in the mail as well."I was waiting for this declaration page to come in the mail and never received it. When I followed up with Alexis, I find out that I had been dropped by the carrier. I was NOT even notified of this by Smith Ins Group. It was my follow-up that spurred them to look into it. Meanwhile, I was without insurance for the month of Sept - Hurricane Season in Florida!!I was first surprised at their response, which was blaming the carrier (St Johns) and I let them know that was not my concern - Smith is my agent and they should be on top of this, especially communicating back to me. She then dusted that over by quickly getting me into another company who offered me a good rate, but appeared to be a bait and switch because the long and short of it - I was now paying about $1,000 MORE after replacing my old roof...Lastly, I went back to Alexis (to offer a chance for retribution) and find out why the amount was so much higher now, as this was nowhere close to the quotes she provided originally and she said they were the best she could do. I let her know this was unacceptable, especially since the reason (I felt) the insurance was so much higher was because I had a lapse in coverage. She again refused to take responsibility and even stated "they are not babysitters"...I would highly recommend anyone looking for a Home Owners Insurance Agency to NOT use Smith Insurance Group unless you are looking for problems and poor service. Not only are they not "babysitters" - but they don’t do their jobs!
Great to work with! Katharine and Debbie are the best! They will get you something within budget and make suggestions to get the most for your money!
There has perhaps never been a better tool for do-it-yourself home handymen than the internet. With detailed instructions and videos explaining how to perform a number of common maintenance and renovation tasks around a house, an untrained homeowner might be surprised at how much he or she can accomplish with a quick search online. But even with all of this information, there are still many jobs that lie far outside the scope of most DIY enthusiasts. General contractors are there to fill in this gap.
A general contractor specializes in seeing a home remodel or repair project through from start to finish. To do this, the contractor works with the client - whether they are a homeowner or business - to nail down the scope of the work. Then he or she will turn to one or more subcontractors for specific tasks, like equipment operation, design, electrical work or whatever else is needed.
In essence, general contractors could be thought of as middlemen between a homeowner or business owner and any number of specialists. To get their money's worth, many assume they should just "cut out the middleman" and hire specialists directly, but this often proves more difficult in practice. General contractors won't be completing an entire project by themselves, but should have a long list of dependable experts who can work together and accomplish any task. They might also serve as the manager on the site of a construction project, overseeing workers and providing guidance and assistance when needed. For larger projects, though, the contractor might only handle administrative matters and employ a foreman or other professional for on-site supervision.
There are many general contractors who also specialize in certain tasks themselves. There is usually at least one general contractor on hand to organize the construction of an entire home, for example. But general contractors could also help a homeowner add an additional bedroom, build an in-ground pool or complete a major landscaping project. They could also work with a business to add or improve office space, whether that means making more room or converting a commercial building from a nail salon to a restaurant. Basically, if it's a job that involves building or repairing, a general contractor probably knows how to get it done.
No matter what the exact job may be, a contractor will probably need to accomplish several other essential tasks in pursuit of the ultimate goal, which may include:
Every general contractor performing any kind of work on a project must be licensed to do so in their state. The guidelines for the specifics on licensing vary from state to state. Some states might only require registration of contractors, which is different from licensing. Registration typically means that there must be a written record of what work is being performed and by whom, but it does not guarantee professional knowledge. Licensing, on the other hand, involves an examination process to assess professional competence.
Whether your state requires licensing or registration of contractors, there should be a record of most professionals willing to complete certain projects in your area. Check your state or county website for more information. In states that require licensing, every licensed contractor's contact information is available online or from another public source.
Not every project needs to be completed by a licensed or registered contractor. If it's just a minor job that won't take more than a day or two, and will cost less than a few hundred dollars, it's likely not necessary to find a licensed or registered contractor. However, anything bigger or more expensive, or a project involving plumbing or electrical work, needs to be completed by a licensed or registered professional.
General contractors also must be covered by an insurance policy. This should include liability coverage for any property damage that could be inflicted in the course of a job. It should also include a worker's compensation policy in case anyone is injured on the job. Before hiring a contractor for anything, ask for written proof of this insurance to see exactly what is covered.
A number of trade associations for contractors in the U.S. exist. Some of the biggest include:
Most trade associations for general contractors will provide references for anyone looking to hire a contractor for a specific project. They may also provide a number of benefits for their members, including assistance with licensing, training, insurance and business development.
No matter what you need accomplished, you want to choose a contractor who can get the job done right at a reasonable price. Obviously, this is easier said than done, but there are a few steps you can take to ensure you find a trustworthy general contractor.
The first, and perhaps most reliable, way to find a general contractor is to ask friends and family members for a recommendation. If you know anyone who has had major work done on their home, particularly if it's a similar job, ask them who they hired and if they were pleased with the result. You could also ask neighbors about who they've hired if you notice work being done on their house. Many remodeling contractors post signs in front of homes to advertise their services. As a general rule, it's rarely a good idea to hire a contractor who solicits work by going door to door.
If you are considering hiring a contractor without a personal recommendation, ask the contractor for references from past clients, and do as much background research on them as possible. Look for any complaints (or compliments) online to get a better idea of their track record. There are a number of websites specializing in connecting contractors with people or businesses who need work done. These sites may also allow past clients to submit their own reviews of the contractor.
Before hiring a contractor, make sure you are both in agreement on the project's budget. It's normal for most contractors to charge clients a premium not only for the labor expenses and zoning expertise, but for acquiring the materials as well. Be as clear and concise as possible regarding what you'll be purchasing yourself and what you will be paying the contractor to complete. Homeowners may be able to find a better deal on raw materials when they purchase these directly, but they first need to be sure they aren't buying the wrong things.
Don't forget to discuss how the project will be finalized and what will be done about cleanup. Plans for how the work site will be cleaned at the end of each day as well as at the conclusion of work need to be put in writing. An experienced general contractor should make every effort to keep the workspace clean and prevent dirtying or damaging any other area. Even so, talk with the contractor about the daily schedule, the logistics of transporting workers and equipment, and how cleanup will be handled.
As previously mentioned, you need to make sure to follow any state and local regulations regarding construction work, which includes hiring a licensed or registered general contractor. Ask the contractor for proof of their certification before signing anything, as well as their proof of insurance. You should also check your homeowners insurance policy to see if they offer coverage for contracted work. You may want to call your insurance provider and ask for more details on what your plan will and won't cover.
Perhaps the best way to feel safe about a contractor and the work being done is to hire a contractor you trust. This is why relying on personal references from friends and family is so important, and will often provide a great deal of peace of mind. If you aren't able to obtain a reference, work to conduct extensive research on the contractor as well as the work you are hiring them to perform. This should bring everyone's expectations into alignment and result in a safe work environment.
Before any money changes hands, there should be a contract to sign. Make sure the specifics of the work to be done and all costs are listed in the contract, right down to the most precise details. If you forget to have something included in the contract after signing it, there's rarely a chance of recourse.
Once the specifics of the job are nailed down, be sure to discuss the payment schedule with the contractor. This is important because paying too much up front offers the homeowner minimal leverage if the quality of work does not meet expectations or contractual specifications. Try to establish a reasonable pay schedule with the contractor, such as paying 10 percent of the total cost for each 10 percent of the work that is completed. It's a good idea to include this payment plan in the contract as well.
Finally, look into getting a lien release signed before work begins. If there is ever a dispute regarding payment over the course of the project, a contractor or subcontractor could place a payment claim, or lien, on your property. This can trigger a long legal process that may be frustrating. To avoid this, ask the contractor to sign a lien release, which is a legal agreement that states that any payment accepted is final. This can come in handy if a contractor has his or her own payment issues with their subcontractors. Signing a lien release form certifies that any payment made by a client to the contractor is enough to pay for any goods or services rendered. A lien dispute could also be prevented by performing due diligence prior to picking a contractor, as any contractor with good credit and a long track record of satisfied clients should have no trouble paying for materials and labor once all contract conditions have been met.
Once work is underway, it's never a bad idea to check up on the progress of the job, either by staying in touch with the contractor over the phone or visiting the site in person. If you work with a trustworthy professional, it's probably best to keep your distance and allow everyone to stay busy. If you want to keep an eye on things, make sure workers wear the right safety gear and that everything looks to be moving along according to schedule. Finally, once work is finished and you are satisfied, be sure to thank your contractor and tell friends or family members about your experience.