Tips & Advice
How can you negotiate a good price with a car dealer?
If you want to negotiate a deal with a car dealer know what you want going in, understand the market value of the car, and have a budget. If a dealer will not negotiate, simply go to their competition (even between dealers of the same brand)--someone will lower the rate to get you into the car. Be sure to shop late in the year or at year-end sales when dealers are purging inventory for the new models. here are also many places to shop online and get a new car without even leaving your home.
Is it better to get a car loan from a bank or a dealer?
It is better to get a loan from the lender that gives you the best deal. Lending institutions are in this to make money and that can fuel fierce competition for your business, which gives you the advantage. Dealerships can offer great financing deals if you look around and shop the competition – and so can banks. Get rates and compare. Chances are good someone will look to beat competitor’s quotes, especially dealerships that are pressured to make sales quotas, often in lieu of actual profit on the vehicle.
How much of a down payment is required to buy a car?
All down payments are different and are determined by several factors, starting with your credit. If you have good credit you might qualify for no down payment. How much is the car? Are you buying or leasing? Is it a new or used car? Is it a dealership or an independent car lot? What are your financial capabilities? All of these will factor into your down payment and future payments. Be aware that if you go with no down payment, your actual monthly payments will be higher. You are still purchasing something over a period of time, and they have to recoup that money somewhere. Some dealers use no down payment as an incentive to lure you in, but that doesn’t necessarily mean you are paying less.
Can you trade in a car that is not paid off?
Absolutely! It is very common to trade in a car that is not fully paid off. The dealership assumes the remainder of the contract and you get a new (or pre-owned) vehicle.
Do car dealerships buy cars?
Many, but not all, car dealerships will buy your car. Practically all of them will accept your car as a trade-in if you are buying a car from them. Used car dealers make their living on buying and selling used cars. If they think can make money on your car, even if it is as a trade-in that puts you in a new car of theirs, it’s a good bet they will buy your car. Luckily there are so many options now for selling your car, you should not have a problem finding a buyer quickly, just with a little research.
How to stack firewood in a fireplace
The best way to stack wood in a fireplace for a fire is pretty simple. First, gather the kindling in the middle, you can even use rolled up newspaper. Next, stack your wood in a perpendicular formation. Place two logs next to the kindling, then stack two more (you can use more) on top and perpendicular to them. Make sure to keep plenty of space between them to maximize oxygen flow, which is essential to a good fire. If you are adding a third level, make sure they are a bit closer together for each level up. It’s doubtful your fireplace can handle anything larger than that.
How should you stack firewood for storage
To stack wood for storage, the first thing to do is make sure it is elevated off the ground by at least a few inches. Something like a standard pallet laid flat is ideal. You can also build something out of very basic materials, like wood planks and cinder blocks. Make sure the wood is not sitting up against anything, like a wall. Try to keep it at least five feet away from your house to prevent bugs and spiders that inhabit unseasoned wood from having easy access to your house. It also promotes air circulation to accelerate the drying or seasoning process. Cover the top with a tarp or something similar to shield it from rain and snow, but leave the ends open to promote circulation.
What is the best size for firewood?
Firewood is ideally cut into approximately 16 inches in length. This is a standard size for cords of wood. A cord of wood, properly stacked, will measure 4 x 4 x 8 and be 128 cubic feet in total. Nearly any indoor (or outdoor) fireplace can accommodate 16 inch lengths of wood. They are also an easy size to move and stack for just about anyone of any size.
How much does it cost to have firewood stacked?
There is not a standard market rate for stacking firewood; it is going to depend on where you live. If you are having a cord of wood delivered, check to see if delivery includes stacking. Chances are it doesn’t, but they might do it for a nominal fee. Figure minimum wage for a job, whatever that is where you live.
How can you tell if firewood is seasoned?
Seasoned wood is lighter, due to the loss of moisture, so weight is one way to check. However, if you’re like most people and don’t actually weigh your wood, fear not; there are other ways. Check the bark--is it dry and easy to strip off? Dried bark chips off easily versus saturated bark. Smell is another key way. Unseasoned wood will smell stronger than seasoned wood. As the wood dries and dies out, there is less opportunity for anything to emit odor. Seasoned logs will appear less colorful and more faded, as any pigments dissolve and the wood fades naturally.