Bank of Santa Barbara offers a variety of financial products and services to its customers. It provides various deposit options that include checking accounts, lines of credit and savings accounts. The bank offers a wide range of services, such as financial counseling, refinancing, payroll deduction, brokerage, remote deposit option and merchant services. The services offered by the bank also include loan inquiries, stop payment, change of address, check imaging and equipment leasing services. The loan products provided by the bank include business, home construction and educational loans. In addition, the bank offers various online services that include access to account information and payment of bills. The bank is located in Santa Barbara, Calif.