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General Info
Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

Regular Hours

  • Banks
  • Business Insurance
  • Car Insurance
  • Health Insurance
  • Home Insurance
  • Life Insurance
State Farm
Payment method
debit, master card, visa, discover, amex
Southeast San Francisco, Bernal Heights
Other Email

Life Insurance, Auto Insurance, Homeowners Insurance, Insurance, Renters Insurance


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Exceptional customer service

My family and I were dissatisfied with our previous insurance provider not only in coverage but in the level of service they provided to us. After meeting with several agents in the area we came upon State Farm agent Joshin Bruguera.

We immediately felt at ease with him and sensed that he truly cared about our family and our insurance needs. From then on, Mr. Bruguera handled everything. The change from our previous insurance to State Farm's was very smooth and barely involved our participation at all. We are now paying less and getting the personalized service we had been looking for. And our policies offer us even more protection!

I highly recommend this office and Joshin Bruguera for anyone looking for an exceptional and effortless experience.‎




Joshin provided me with excellent service. His professionalism and attention to detail made the process very easy. He provided comprehensive quotes and outlined the various options to choose from thus saving me time and money. I would highly recommend him for any insurance needs... Thanks Joshin!



5 Star Service

Our experience with the team at State Farm Insurance Bernal Heights was awesome! We dealt with Fred and Joshin and the entire process was seamless. We changed carriers because of better pricing, location and most importantly we were looking for better service. Pricing was very competitive and we were able to still save money and add some extra coverage to some of our policies. Every detail was explained well and follow up was very prompt. All policies were crafted to our needs and the best part…..there were no high pressure sales tactics used. The whole team at State Farm Insurance Bernal Heights was a delight to work with and they really seem to have the best interests of the clients in mind at all times. Not what you would normally expect at the insurance agents office.

Overall we would give State Farm Bernal Heights a 5 star rating. Keep up the great work!



Personal Service!

At first, I switched to State Farm because it saved me a few dollars. After my agent took the time to personally customize my policy and go over the details with me, I was saving a LOT of money.

The service alone was worth the move. The monthly savings (with MUCH better coverage) made it even better.

Thank you Joshin and especially Fred!!!