DNJ Mortgage is a full-service mortgage banker that processes, underwrites and funds loans. It was founded in 1996 as a subsidiary of DNJ Realty Services and is engaged in the retail origination of first and second mortgages secured by California real estate. The firm provides online loan applications and mortgage calculators. It also offers free reports on several topics, such as bankruptcy, home equity loans, homeowner deductions, real estate glossary, refinancing options, second mortgages, tax closing costs, title information and loan processing. DNJ Mortgage is headquartered in San Dimas, Calif., and is licensed by the California Department of Real Estate.