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San Diego's community mortgage lender since 1994

General Info
Are you looking for a local lender? It is important to choose a mortgage company with an excellent reputation and long history of doing business. RWM is the top family owned mortgage bank in San Diego, and has been closing loans for over 20 years with over 10,000 happy clients. If you are curious about home loan options, we do it all: VA, FHA, Jumbo, Conventional, Fixed and Adjustable Rate Mortgages, and Reverse Mortgages for our seniors; 62 and older. If you are purchasing a property or thinking about refinancing, give us a call for a FREE 24 hour pre-approval. We will educate you about the loan programs, and will recommend the best product based on your mortgage goals. Our mortgage gurus and staff are dedicated to guiding you through the loan process, and we promise to keep you up to date with your transaction with our RWM mobile app. As questions arise, you will have direct contact with your professional mortgage consultant at any time, not just from 9 - 5. Please take the time to read through our various 5 star reviews. Past customers agree that RWM excels at service, fast closings, and complete transparency. Building trust with our clients and following honest business practices over the years has allowed RWM Home Loans to hold a BBB A+ rating since 2002. Our ultimate goal is to create lasting relationships so that we may provide you with excellent service for years to come. Give us a call, we look forward to getting to know you. Equal Housing Lender NMLS# 7994 | DRE# 01174642
BBB Rating
A+
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BBB Accredited businesses follow the BBB Code of Business Practices and pay a fee for accreditation review and monitoring. Accreditation is not a BBB endorsement or evaluation of the business’ product quality or competency in performing services.

BBB Rating and Accreditation information may be delayed up to a week.
Hours

Regular Hours

Services/Products
Mortgage Loans
Payment method
cash, visa, mastercard
Location
Servicing all of San Diego
Neighborhoods
Carmel Valley, Northern San Diego
AKA

Residential Wholesale Mortgage, Inc.

Social Links
Categories
Credit Unions, Real Estate Loans, Real Estate Agents, Loans, Financing Services, Mortgages, Moving Services-Labor & Materials
Other Information

Certifications: Certified Financial Planner

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Reviews

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James S.
Edited: 11/01/2017
Overall
Expertise
Location
Professionalism

"Thanks Ed Badrak for helping me get to 'live the good life.'" Jim S.
RMW is a company I highly recommend, and Loan Officer Ed Badrak guided me through every step of what to do in order to secure a reverse mortgage. I'm a widower and was overwhelmed and ED went above and beyond. I could not seem to navigate with the online process. Ed was so patient and walked me through, helping me with alternates to streamline the procedure. I would have given up if it weren't for Ed. He mixes expertise as a loan officer with patience and compassion, and that's been a win for me.

Dean S.

02/26/2017

Overall
Expertise
Location
Professionalism

Residential Wholesale Mortgage and our loan officer, Marty, were amazing partners in our home purchase. Marty's knowledge and experience were a huge help for us as first time buyers. He was also always available to answer our multitude of questions and make sure we understood our options. I highly recommend RWMI and and especially Marty for your home financing needs.

Ryan C.

12/19/2016

Overall
Expertise

My wife and I worked with Mark Nokes from Residential Wholesale Mortgage to secure the financing to purchase our first home and we would highly recommend him to anyone seeking a loan.

Mark was extremely friendly and took a lot of time to explain the entire process at the outset, making it much less daunting from day one. Mark provided excellent guidance throughout and was always readily available by phone to answer questions and responded promptly to any queries we raised via email.

Mark was able to ensure we were relaxed through a process that had the potential to be stressful and played a key role in the purchase of our first home. We will certainly return to Mark for any future loan transactions and cannot recommend him highly enough. He was an absolute pleasure to work with and if you are seeking a loan you should definitely give Mark a call.

Patrick F.

08/11/2016

Overall
Expertise

Tom Reid and his team at RWMI were awesome to work with. Every person I communicated with was responsive and knowledgeable. They worked quickly and were even able to close my 30 day escrow a few days early. I highly recommend them.

Tim G.

07/01/2016

Overall
Expertise

3 reviews

5.0 star rating 7/1/2016

I am writing this review for Ed Badrak and his team. I have know Ed for over 20 years. I promiss you he is the most honest, upfront, and patient agent you will find. His communication skills, work ethic, and knowledge of the industry is unsurpassed. He is on top of everything because he utilizes his vast resources so efficiently. Most inportantly for me, he puts his clients first and his interests second. Since the housing recession, the process of financing a home has become unbelievably complex. He gently, but firmly, will lead you through the maze of documents required in this post-recession era. He will not disappoint you, I promiss.

Katie B.

06/10/2016

Overall
Expertise

I have been working with Paul Ambrogio for the past couple of months as I am first time home buyer. He has been nothing but professional not to mention very patient! He always responds quickly to my calls and emails and is very thorough in answering my many questions.



When it seemed there was going to be a problem getting my loan, he quickly came up with an option for me that worked beautifully. I highly recommend Paul for your mortgage needs.

Ann D.

06/10/2016

Overall

I recently worked with Paul Ambrogio -- If there was a rating higher than 5 stars, I would give Paul a higher rating. I rarely have encountered someone with such professionalism, responsiveness, and kindness as I did in working with Paul. I cannot give him a high enough recommendation.

Greg B.

12/24/2015

Overall

It was a pleasure to work with Matt at Residential Wholesale Mortgage. It was my first time buying a house and he made the process easy and efficient. I felt very comfortable working with him and trusted him completely.

Mj M.

08/16/2014

Overall

80% of my work colleagues have bought a home or refi with Scott Morse. Now I had the chance to buy a property and he is the most professional Broker I have ever met. He came to the office to explain step by step and showed me what I was able to afford. I am a first time buyer and got me a great rate. He is always available through cel phone, email or text. Answered all my doubts questions and you name it. Scott Morse is the best!!! He made it happend!!!������������������������