Our Company was started as a locally owned and operated insurance agency in San Diego, California in March of 1971 by Solomon A. Kachok. We utilize our combined strong insurance background and product knowledge to assist both current and future clients planning for all types of potential risk. Our team of knowledgeable insurance professionals is experienced in creating personal and commercial insurance policies designed to fit your needs. With Beacon Insurance Services, Inc. our friendly staff will work with you on a one-on-one basis to develop not only the perfect policy, but a lasting relationship. We exist to simplify for our customers the complex world of insurance and provide competitive pricing. We may not be the largest agency in the area, but we are the most personal. Unlike our competitors, we defined ourselves by WHY we do things, not WHAT we do. We are an independent insurance company that challenges the status quo and offers our customers simpler and better alternatives. Knowing the WHY of our company is essential for lasting success and the ability to avoid being lumped in with others.
It’s important to be aware of how your insurance needs can change when traveling abroad. In Mexico, for example, the rules and regulations for being legal on the road are different than those in the U.S. and Canada. If you’re involved in an accident across the border, the Mexican authorities will not accept your standard U.S. insurance policy, and driving without proper Mexican Auto Insurance could potentially put you in major legal trouble.
A Motorcycle Insurance policy from Beacon Insurance Services, Inc. is designed to be as unique as the bike and the owner it protects. Make sure you choose the protection that is right for you with a range of coverage options to secure you and your bike, such as...
Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to...
With Recreational Vehicle Insurance from Beacon Insurance Services, Inc., you can continue living the dream with confidence, knowing that you, your vehicle, and your passengers are protected. Contact one of our representatives today to find a package that works best for you.
Beacon Insurance Services, Inc. offers specialized Snowmobile Insurance at affordable rates, with benefits tailored to meet your specific insurance needs. Whether you are a beginner or a seasoned veteran, we offer essential coverage for...
Mobile Home Insurance
At Beacon Insurance Services, Inc., we know you’ve worked hard to turn your mobile home into the perfect living space for you and your family, but sometimes accidents like fire or severe storms can cause major setbacks. That’s why we’re committed to serving all of your insurance needs. With a specialized Mobile Home Insurance policy, you can safeguard your home and your belongings in the event of a covered loss.
No matter what type of vehicle you have, whether you ride a 4-wheeler, dune buggy, or even a golf cart, you can get the ATV Insurance you want and the protection you deserve with specialized coverage options, including...
Identity Theft coverage from Beacon Insurance Services, Inc. is a simple and affordable way to protect you and your family from this growing threat. By adding ID coverage to your current Homeowners, Condo, or Renters Insurance policy, you will receive invaluable tools to help cover the costs and expenses of restoring your identity.
Beacon Insurance Services, Inc. is your trusted solution for homeowners insurance. We offer coverage options that are both flexible and affordable, and will work with you on an individual basis to find a policy that best suits your needs. Our team is dedicated to providing the assurance that your family and your possessions are secure.
With Condo Insurance from Beacon Insurance Services, Inc., you can extend your protection past that of what your condo community provides. It helps pay for the replacement of your personal belongings while offering basic liability to cover bodily injury or property damage. And unlike Renters Insurance, Condo Owners Insurance covers any damage done to the interior of your unit. For any interior damage, your insurance may be used to pay for the expense of fixing or replacing items like drywall, flooring, light fixtures, and more.
A proper Life Insurance policy can give you peace of mind knowing that your finances and beneficiaries are secure – from temporary to permanent coverage. At Beacon Insurance Services, Inc., we understand that as things in your life change, so will your financial and insurance needs. That is why it is important to review your Life Insurance options with a specialist you can trust.
Health Insurance is a valuable asset when it comes to safeguarding you and your family. Having proper health coverage will protect you from financial hardships that could arise if you or a family member are ever sick or injured and can’t work. For businesses, having the right health benefit package is often the key to keeping your employees happy and productive, while providing the assurance that they’re protected.
Long Term Care
Healthcare facilities have very specific coverage needs. At Beacon Insurance Services, Inc., we will work with you to create a protection plan that fits the needs of your facility; from hospitals and clinics, to long-term care facilities and nonprofit organizations, we’ve got you covered!
Depending on your business needs and living situation, you may also qualify for additional services to round out your In-Home Business Insurance, including combined coverage with your Homeowners policy.
Commercial Property Insurance
Since Inland Marine covers items outside of your standard Business Property Insurance policy, having additional coverage to keep your equipment insured off-site is critical. This coverage can also extend to protect your business’ goods or equipment when transported by ocean and air, also known as Ocean Marine.
Workers Compensation Insurance
Commercial Liability Insurance
Other specialty types of Commercial Liability, such as Foreign, Liquor, and Concession Liability, can aid in furthering the safety of your business’s future.
Professional Liability Insurance
At Beacon Insurance Services, Inc., we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.
The last thing you’ll want to experience as a retiree is a loss of your financial resources. With an Annuity from Beacon Insurance Services, Inc., you can ensure that your finances are covered – for a healthy and happy retirement. Annuities are essentially investments that guarantee a steady income stream. Based on your plan, you can receive money either on a set schedule or in a lump sum.
Beacon Insurance Services, Inc. is committed to providing expert advice and quality insurance products that keep your future protected. From keeping your identity and confidential information secure to insuring your personal items under an umbrella policy, we have the solutions you have been looking for should theft, an accident, or even a lawsuit ever occur.
Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.