Delmar Bancorp is one of the leading community banks that serves the financial needs of the Lower Delmarva Peninsula. The bank is a locally owned and independent, full-service community bank. Delmar Bancorp is a financial holding company whose primary assets include the Banks of Delmarva and Hanna, Kremer & Tilghman Insurance and Delmar Insurance Agency. The Bank of Delmarva was chartered as the Bank of Delmar in 1896 by a group of businessmen and farmers. Delmar Insurance Agency is engaged in the sale of limited types of insurance products, such as annuities, life insurance, disability insurance and long term care insurance. Delmar Bancorp maintains its headquarters in Salisbury, Md.