He is the worst financial advisor. One day when I suggested a particular investment, he literally screamed at me while I sat in his office. All I could do is leave and got my money out of there ASAP. He was with Edward Jones at the time.
DO NOT USE.......BUYERS OR SELLERSWe entered in a sell agreement with a buyers for the purchase of our house on May 30th 2013. NASB issued a preapproval letter to the buyers for the amount of $267K and our mutual contract was $253K. Based on the preapproval letter they received from NASB we felt confident that we were entering into this contract with a buyer who could financially make it to close. In fact our realtor, Kenny, spoke directly to Nick Weeks of NASB approximately 2 weeks ago to get a status on the loan process and he told Kenny he had all of the required documents and everything looked in order. The buyers had their home inspection conducted June 10th, 2013 and the appraisal conducted July 10th, 2013, with the expected close to be July 31st, 2013As a result of the inspections we performed the requested repairs which totaled $4000, again based on the assurance and confidence that all loan issues were in order. Today, July 11th, 2013, NASB determined that the debt to income ratio and resulting credit score were not sufficient to complete the loan. We were informed by our agent that our deal was off, we have no recourse and we have no explanation. Our house has now been off the market for over 6 weeks based on NASB’s issuance of an inaccurate qualification letter. The interest rate climate has changed considerably and the considerable interest we had in our house as a new listing in late spring is now passed. The only conclusion to be drawn is that NASB did not do their due diligence initially and multiple parties acted in good faith due to their negligence. We have been financially harmed by their lack of vetting and reckless actions and may not be able to recoup. In addition to the approximately $4000 to fix the repairs, we will now have to enter into this market again, with buyers applying for higher interest rates, will be incurring additional cost and cannot claim the earnest money. We have done all we have been asked to do, have documentation of all our required steps and are entitled to equal disclosure and due diligence in return. We hold NASB responsible for the transaction being terminated and hold them responsible for the costs we incurred due to their lack of accuracy and lack of due diligence. We expect NASB to reimburse us for the costs we incurred due to their neglect.
I have a small business . First bank is like my family to me. the manager Sara is great . Every worker is so polite kind and patience to my every needs. I have banked at other banks , but I have never been treated like this at any other bank. I just wanted to take the time and thank every employee for there kind and understanding!!!!
My fiancée (Robert) and I are planning the next ten years and beyond of our financial lives so that we have the money to be able to do the things we want. Andy has been a tremendous help giving us advise and helping us pick the right investments. we recommend that anyone wanting to take control of their financial situation Meet with him and see for yourself .Thanks Andy!
I enthusiastically recommend JoAnn Mattingly, Central Bank's VP, Residential Lending Officer at 425 N. New Ballas Place, Creve Coeur, MO 63141She was creative, helpful and overall outstanding in her help to my wife and me in meeting our financial needs.You cannot do better than JoAnn to assist you with residential lending business.
My home mortgage is through Carrollton. This is what banking used to be. The tellers know me, my loan guy Rob B is GREAT, and the bank as a whole has taken the time to get to know me.
Incompetent in setting my mother n law up with her financial investments after she moved into an assisted living facility. Constantly have to check up on Ed Scott to make sure he is making the correct choices for us. Even after he was told how we wanted things set up! Not a very friendly atmosphere once you walk into this facility. "No not recommend."JR -
Unfortunately, had to deal with this company for an employment verification. Inefficient personnel, and processes.
The Clayton branch of Central Bank is in turmoil, with experienced persons leaving, and newbee employees un- familiar with customers. I called to speak to my personal banker, and received a recorded message... "the person you are trying to reach does not have a valid voice mail on our system"! And...the unreachable person was taking over management of another branch!?
Week Three of no ATM or Drive Thru. They still charge full service prices, you just can't get service.