American Bank & Trust is a financial institution that offers a wide range of banking services throughout the state. It provides 24-hour, seven days a week banking services to its customers. The firm offers the Liberty account that allows free checking services, no minimum balance requirement and unlimited check writing. Its other services include free ATM cards, banking by phone and the Internet, and automatic bill payment services with direct deposit and overdraft protection. The firm also offers savings account with special services, including premium and variable interest rates and access to funds. Its other services include issuing statements and interest payment on a quarterly basis. Its business banking services include commercial checking, money market accounts, business loans, and Visa business cards and applications. The firm additionally provides merchant cards, cash management and customized employee benefit services. It is located in Rock Island, Ill.