I bought my home through Jim and his staff in 2010. He went above and beyond on getting me the best interest rate loan and walked me through all the details and paperwork needed. He also told me the things i could do to improve my credit score (which i did and refinanced a few years later through him as well). He was very comfortable to do business with and always kind.
been a customer for few years with a personal accounts have lines of credit and CC had issue with hiding fees but what bank don't do that but once I opened a business account 4 month later the branch manger decide to close all accounts personal and business after I applied for a loan to relief the new business start up loans I got denied because of a collection from t mobile that was paid in full but never had and returned checks or had any defaults with any money financial institute all my accounts in perfect standing and have a credit score of 710 with never a late or a default on a payment to any of mortgage or lines of credit or cc when I asked why he said one story and there vice president said another so I moved to a deferent bank but the catch was I signed a 2 year lease with there merchant accounts and still responsible for the 2000+ terminal that actual cost was 350 there merchant account is a total scam company name elevon they said it was owned by us bank but now after I signed a lease for 2 years its not I called few to understand why and they all lie on the phone every one give a defrant story never would bank there again or refer any to bank there total bad customer service and lies they are becoming a copy name of TCF bank only if you are broke you can bank there so they can make as much money out of you but if you responsible and on top of there statements and cell them on the hiding fees you are out of the door
BE AWARE! I went to Jim Morande at MCT Financial and my home buying process was a nightmare. He was rude, incompetent, and flat out lied about important numbers and figures. I could never tell who worked for him (secretary's), there was always a new face, and I was always talking to someone different. Important paperwork was constantly getting lost, and he seemed to have NO idea what he was doing, and some how whenever I asked questions he went as far as to blame me for him not knowing how to do his job. During the closing of the loan he actually had a temper tantrum when I called him out on lying about my interest rate. I was told one interest rate by him and in reality it was much higher in the paper work. When I asked him about it he yelled at me, and walked out. I was then told by the third party title company that this was a norm for him, and that she was surprised he even had a business. Save yourself the stress, time, and aggravation, go through a reputable company!!!