Gateway Bank & Trust is a local community bank in Ringgold, Ga. The bank s services include personal checking, savings and money market accounts, investments, loans, business checking, commercial loans and other business services, business and real estate loans, online bill paying and electronic banking. The bank has more than 60 employees. It operates a bank branch at Fort Oglethorpe, Ga., and has nearly 10 automatic teller machine locations. Gateway Bank & Trust is a member of the Community Bankers Association of Georgia, Georgia Bankers Association, Independent Community Banks of America and various banking organizations. It began operating in 1997.