Established in 1952, C&F Finance Company is one of the leading regional finance companies in the United States. It specializes in providing auto loans for customers in Virginia, Maryland, Tennessee, North Carolina, Ohio, Kentucky and West Virginia. The company offers online bill payment services and auto buying tools, such as loan calculators. C&F Finance Company is a wholly owned subsidiary of Citizens & Farmers Bank, which is a full-service financial institution that provides various investment and lending solutions. Citizens & Farmers Bank operates C&F Investment Services, C&F Mortgage, C&F Title Agency and Certified Appraisals. The bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender. It is owned and operated by C&F Financial Corporation, which is a bank holding company.