Established in 1924, HomeTown Bank that provides a variety of financial products and related services for individuals and businesses. It specializes in the areas of personal, agricultural and commercial banking. The bank offers savings and checking accounts and certificates of deposit. It additionally provides individual retirement accounts and investment options in money markets. The bank offers a range of home equity, real estate, personal, construction, recreational, mortgage and automobile loans. It provides college funding, property financing, and personal and business insurance services. The bank offers investment consultation, retirement planning and cash management services. It also provides safe-deposit boxes, gift cards and saving bonds, as well as offers wire transfer, night depository and online banking services. The bank operates a network of ATMs throughout Minnesota. HomeTown Bank is a member of the Federal Deposit Insurance Corporation.