First State Bank and Trust Company is a locally owned financial institution that provides personal and commercial banking and trust services to the communities of Pemiscot County, Mo. Founded in 1934, First State Bank and Trust Company is owned by a multibank holding company, First State Bancorp. The various savings accounts offered by the First State Bank and Trust Company include passbook savings, Christmas Club, high-yield savings and money market demand accounts. It provides a variety of loans that include real estate, home improvement, auto, commercial and agriculture loans. It also provides Internet banking services that enable customers to access their account information, make bill payments and transfer funds. First State Bank and Trust Company has locations in Caruthersville, Dexter, Hayti, Portageville and Sikeston, Mo.