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Capital City Bank

Map & Directions
(2 Reviews)

504 Monument Ave, Port Saint Joe, FL 32456

(850) 229-8282

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General Info
Capital City Bank provides a full range of banking services, including traditional deposit and credit services, mortgage banking, asset management, trust, merchant services, bankcards and securities brokerage services. Our bank subsidiary, Capital City Bank, was founded in 1895 and now has 57 banking offices and 81 ATMs in Florida, Georgia and Alabama.
BBB Rating
BBB Rating and Accreditation information may be delayed up to a week.
Regular HoursM-Th 9am-4:30pm, F 9am-5pm, Sa-Su Closed (Sat & Sun 24hr ATM, No Drive-In Hours at this time)
Extra Phones

TollFree: (888) 671-0400

  • 24-hour ATM (accepts deposits)
  • Virtual Teller Drive-In - Open 7 AM-8 PM (M-F)
  • Virtual Teller Drive-In - Open 9 AM-3 PM (Saturday)
Payment method
amex, discover, insurance, all major credit cards, visa, mastercard, financing available
Commercial & Savings Banks, ATM Locations, Banks
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I signed an "adjustable rate" ...

I signed an "adjustable rate" mortgage with Capital City in 2005 for a property in Mexico Beach. After the market tanked, the property lost 75% of its value, and interest rates went almost to 0, I found out that the fine print in my contract prevented the interest rate from dropping below 6.75%. Despite two separate letters asking for an adjustment, they made no changes. This is the definition of "predatory lending".