Today is a different world. Today credit repair is essential not only for purchasing homes, cars, etc., but also for jobs, insurance, and a number of other things. There are companies that will not hire you if your credit score is too low nor will they keep you if your credit score is too low.
Already, there are companies who will not insure you without a decent credit report. All these companies believe that your credit history is a true example of who you are. It doesn't matter to them how or why your credit got messed up..
You are somebody
You deserve a second chance Clean credit benefits you, your family, the work place, and society in general
A credit score is a number generated by a mathematical formula that is meant to predict credit worthiness. Credit scores range from 300-850. The higher your score is, the more likely you are to get a loan. The lower your score is, the less likely you are to get a loan. If you have a low credit score and you do manage to get approved for credit then your interest rate will be much higher than someone who had a good credit score and borrowed money. So,basically, having a high credit score can save many thousands of dollars over the life of your mortgage, auto loan, or credit card.